# mHPB vs LAQO

The clearest difference is rating: LAQO at 4.9 against mHPB's 4.6. mHPB's advantage is ratings volume (146 vs 8). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LAQO holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: mHPB has 146 ratings behind it against 8, so its average is the more settled of the two.

mHPB ships an update every 6 weeks, LAQO monthly. Both last shipped on November 3, 2026.

## The numbers

| Metric | mHPB | LAQO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (146 ratings)](https://appshunter.io/ios/app/mhpb/id1495017634/reviews) | **[4.9 (8 ratings)](https://appshunter.io/ios/app/laqo/id1533078353/reviews)** |
| Number of ratings | **146** | 8 |
| Positive reviews | 38.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | Free | Free |
| Size | 220 MB | 141 MB |
| Requires iOS | 16.4 | **16.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [HPB d.d.](https://appshunter.io/developer/1495017633) | [Croatia osiguranje d.d.](https://appshunter.io/developer/1465721957) |

## What reviewers say

### mHPB

[App page](https://appshunter.io/ios/app/mhpb/id1495017634)

This mobile application provides comprehensive banking services for individuals and businesses. It allows users to manage accounts, make payments, view card transactions, and access various financial tools. The app also offers secure mobile token functionality and direct communication with bank staff.

**Highlights:** Account management, Payment processing, Card transaction overview, Mobile token service, Secure login with PIN/biometrics, Direct communication with bank

**Features:** Apple Wallet

**In-app purchases:** none


### LAQO

[App page](https://appshunter.io/ios/app/laqo/id1533078353)

Manage all your insurance policies digitally, from vehicle and travel to pet and home. Easily file claims, renew policies with a single click, and benefit from usage-based discounts. Participate in programs that reward responsible driving and secure your property.

**Highlights:** Digital policy management, Easy claim filing, One-click policy renewal, Usage-based discounts, Responsible driving rewards, Travel insurance, Pet insurance, Home insurance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is mHPB free?

mHPB is free to download, with no in-app purchases.

### Is LAQO free?

LAQO is free to download, with no in-app purchases.

### Which has better reviews, mHPB or LAQO?

LAQO is rated higher. mHPB averages 4.6 out of 5 from 146 ratings, while LAQO averages 4.9 from 8 ratings.

### Do mHPB or LAQO have ads?

Neither mHPB nor LAQO shows ads.

### Which is updated more often, mHPB or LAQO?

mHPB ships an update every 6 weeks, and LAQO monthly. Most recently, mHPB was updated on November 3, 2026 and LAQO on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*