# mHPB vs OTPgo

The clearest difference is review sentiment: OTPgo at 100% against mHPB's 38%. mHPB's advantage is rating (4.6 vs 3.6) and monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

mHPB holds the better App Store score, 4.6 against 3.6. That said, the two scores are not equally well evidenced: mHPB has 145 ratings behind it against 16, so its average is the more settled of the two. Written reviews complicate that: 38% of mHPB's written reviews are positive against 100% of OTPgo's, so the app with the better star average is not the one people write more warmly about.

mHPB ships an update every 6 weeks, OTPgo monthly. The most recent releases landed on October 20, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | mHPB | OTPgo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (145 ratings)](https://appshunter.io/ios/app/mhpb/id1495017634/reviews)** | [3.6 (16 ratings)](https://appshunter.io/ios/app/otpgo/id6447007924/reviews) |
| Number of ratings | **145** | 16 |
| Positive reviews | 38.5% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | **Free** | Ad-supported |
| Size | 220 MB | 196 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [HPB d.d.](https://appshunter.io/developer/1495017633) | [OTP banka d.d.](https://appshunter.io/developer/556850042) |

## What reviewers say

### mHPB

[App page](https://appshunter.io/ios/app/mhpb/id1495017634)

This mobile application provides comprehensive banking services for individuals and businesses. It allows users to manage accounts, make payments, view card transactions, and access various financial tools. The app also offers secure mobile token functionality and direct communication with bank staff.

**Highlights:** Account management, Payment processing, Card transaction overview, Mobile token service, Secure login with PIN/biometrics, Direct communication with bank

**Features:** Apple Wallet

**In-app purchases:** none


### OTPgo

[App page](https://appshunter.io/ios/app/otpgo/id6447007924)

Manage your banking needs on the go with this app. Check balances, make payments, view product details, and access loyalty programs. It simplifies digital banking with features like QR code sharing and payment templates.

**Highlights:** Account balance and turnover checks, Product details for loans, savings, credit cards, Intra-bank and inter-bank payments, Foreign account payments, Payment order templates, Foreign currency exchange, Mobile top-up and prepaid card transfers

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is mHPB free?

mHPB is free to download, with no in-app purchases.

### Is OTPgo free?

OTPgo is free to download, with no in-app purchases.

### Which has better reviews, mHPB or OTPgo?

mHPB is rated higher. mHPB averages 4.6 out of 5 from 145 ratings, while OTPgo averages 3.6 from 16 ratings.

### Do mHPB or OTPgo have ads?

Neither mHPB nor OTPgo shows ads.

### Which is updated more often, mHPB or OTPgo?

mHPB ships an update every 6 weeks, and OTPgo monthly. Most recently, mHPB was updated on October 20, 2026 and OTPgo on October 15, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*