# Fund@mental vs HeritageUY

The clearest difference is rating: Fund@mental at 5.0 against HeritageUY's 3.7. Fund@mental also leads on ratings volume (15 vs 3). HeritageUY's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. Fund@mental sells 1 one-off in-app purchase. HeritageUY asks for nothing beyond the download.

Fund@mental holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: Fund@mental has 15 ratings behind it against 3, so its average is the more settled of the two.

Fund@mental ships an update every 5 weeks, HeritageUY every 2 months. The most recent releases landed on October 15, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | Fund@mental | HeritageUY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (15 ratings)](https://appshunter.io/ios/app/fundmental/id1495036084/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/heritageuy/id1547460662/reviews) |
| Number of ratings | **15** | 3 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Every 5 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 55 MB | 28 MB |
| Requires iOS | **14.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Platform FL, LLC](https://appshunter.io/developer/1564972772) | [Banque Heritage Uruguay S.A.](https://appshunter.io/developer/1351887466) |

## What reviewers say

### Fund@mental

[App page](https://appshunter.io/ios/app/fundmental/id1495036084)

Connect with financial professionals, access market intelligence, and gain insights through curated content and community discussions. Enhance your financial independence with tools for analysis, learning, and networking.

**Highlights:** Connect with financial professionals, Access market intelligence, Read curated content, Obtain certifications, Participate in community polls, Centralized financial information

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Periodic Access to Watchlists | $8.99 | one-time |


### HeritageUY

[App page](https://appshunter.io/ios/app/heritageuy/id1547460662)

Manage your financial products and services from anywhere. Check balances, make transfers, pay bills, invest in securities, and manage your cards. The app also allows for travel notifications and card blocking.

**Highlights:** Check balances and transaction history, Buy and sell currencies, Invest in securities, Approve pending operations, Make transfers and pay bills, Manage card payments and blocks, Request checkbooks

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Fund@mental free?

Fund@mental is free to download, with in-app purchases available.

### Is HeritageUY free?

HeritageUY is free to download, with no in-app purchases.

### Which has better reviews, Fund@mental or HeritageUY?

Fund@mental is rated higher. Fund@mental averages 5.0 out of 5 from 15 ratings, while HeritageUY averages 3.7 from 3 ratings.

### Do Fund@mental or HeritageUY have ads?

Fund@mental shows ads; HeritageUY does not.

### Which is updated more often, Fund@mental or HeritageUY?

Fund@mental ships an update every 5 weeks, and HeritageUY every 2 months. Most recently, Fund@mental was updated on October 15, 2026 and HeritageUY on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*