# FMBND for iPhone vs QVS Access

FMBND for iPhone and QVS Access are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FMBND for iPhone ships an update every 5 months, QVS Access every 4 months. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | FMBND for iPhone | QVS Access |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 4 months** |
| Size | 130 MB | 133 MB |
| Requires iOS | 14.1 | **14** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Farmers and Merchants Bank of ND](https://appshunter.io/developer/1495105719) | [Quilvest (Switzerland) Ltd.](https://appshunter.io/developer/1506596363) |

## What reviewers say

### FMBND for iPhone

[App page](https://appshunter.io/ios/app/fmbnd-for-iphone/id1495105720)

**Features:** Apple Wallet

**In-app purchases:** none


### QVS Access

[App page](https://appshunter.io/ios/app/qvs-access-secure-login/id1506596364)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FMBND for iPhone free?

FMBND for iPhone is free to download, with no in-app purchases.

### Is QVS Access free?

QVS Access is free to download, with no in-app purchases.

### Do FMBND for iPhone or QVS Access have ads?

Neither FMBND for iPhone nor QVS Access shows ads.

### Which is updated more often, FMBND for iPhone or QVS Access?

FMBND for iPhone ships an update every 5 months, and QVS Access every 4 months. Most recently, FMBND for iPhone was updated on October 26, 2026 and QVS Access on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*