# ATBS vs OTR Clutch

The clearest difference is rating: OTR Clutch at 4.8 against ATBS's 3.9. OTR Clutch also leads on ratings volume (194 vs 46). ATBS's advantage is review sentiment (53% vs 22%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OTR Clutch holds the better App Store score, 4.8 against 3.9. Both are backed by a comparable volume of ratings — 46 and 194 respectively. Written reviews complicate that: 53% of ATBS's written reviews are positive against 22% of OTR Clutch's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on September 26, 2026 and September 16, 2026 respectively.

## The numbers

| Metric | ATBS | OTR Clutch |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (46 ratings)](https://appshunter.io/ios/app/atbs/id1495212280/reviews) | **[4.8 (194 ratings)](https://appshunter.io/ios/app/otr-clutch/id6445851199/reviews)** |
| Number of ratings | 46 | **194** |
| Positive reviews | **53.3% of reviews** | 22.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | Every 5 weeks |
| Monetization | Free | Free |
| Size | 43 MB | 111 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [AMERICAN TRUCK BUSINESS SERVICES, LLC](https://appshunter.io/developer/1495212279) | [OTR Capital LLC](https://appshunter.io/developer/1031043529) |

## What reviewers say

### ATBS

[App page](https://appshunter.io/ios/app/atbs/id1495212280)

This app serves as a financial services hub for independent contractors in trucking, rideshare, and gig driver industries. It offers an easy way to manage finances and access essential services tailored to these professions.

**Highlights:** Financial services hub, Independent contractor focus, Trucking industry support, Rideshare driver tools, Gig driver services

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### OTR Clutch

[App page](https://appshunter.io/ios/app/otr-clutch/id6445851199)

This app offers an online banking solution tailored for trucking companies, providing unlimited cash back on debit purchases and helping to build business credit for financing options. It's a secure, FDIC-insured platform with no hidden fees or minimums.

**Highlights:** Unlimited cash back on debit purchases, Build business credit, Access to financing options, FDIC-insured banking, No fees, minimums, or credit checks, Integrates with OTR Solutions services

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is ATBS free?

ATBS is free to download, with no in-app purchases.

### Is OTR Clutch free?

OTR Clutch is free to download, with no in-app purchases.

### Which has better reviews, ATBS or OTR Clutch?

OTR Clutch is rated higher. ATBS averages 3.9 out of 5 from 46 ratings, while OTR Clutch averages 4.8 from 194 ratings.

### Do ATBS or OTR Clutch have ads?

Neither ATBS nor OTR Clutch shows ads.

### Which is updated more often, ATBS or OTR Clutch?

ATBS ships an update every 5 weeks, and OTR Clutch every 5 weeks. Most recently, ATBS was updated on September 26, 2026 and OTR Clutch on September 16, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*