Comparison

SpendLists vs MoneeUp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendLists

This app offers a straightforward way for freelancers and creators to manage their income and expenses without complex spreadsheets. It provides clear monthly summaries and helps reduce financial anxiety by organizing money details simply. Designed for those with irregular income, it offers a clean and trustworthy platform to understand earnings.

Highlights
  • Track income and expenses
  • Organize money details in lists
  • Clear monthly summaries
  • iCloud Sync across Apple devices
  • Multiple currency support
  • Private and secure with Face ID/Touch ID
  • Share lists as images or PDFs
Features
Read full description

A simple budgeting app that helps freelancers understand their money clearly — without spreadsheets or accounting. SpendLists is a simple budgeting app for freelancers and creators who want clarity without complexity. If your income changes month to month, SpendLists helps you see where your money goes and what your work really earns. Built for calm and focus: - Track income and expenses without spreadsheets - Keep money details organized in simple lists - See clear monthly summaries at a glance - Stay in control without feeling overwhelmed - SpendLists is designed to reduce money anxiety. No jargon. No clutter. Just a clean, trustworthy place to understand your finances. Perfect for: Freelancers, solo creators, contractors, and anyone with irregular income who wants simple, honest budgeting. Key Features: - iCloud Sync: Keep your lists updated across all your Apple devices. - Multiple Currencies: Add items in any currency, in one list. - Smart Organization: Group items by date or tag for quick navigation. - Private & Secure: Lock lists or the app with Face ID, Touch ID, or a passcode. - Flexible Pricing Options: Track item costs by regular price, weight, or discount. - Effortless Sharing: Share your lists as images or PDFs. - Easy Customization: Change the app tint to match your style. - Fast Search: Find any item in seconds. Platform Features • Context menu • Dark mode • Haptic feedback • Item reordering Best Use Cases - Monthly expense list - Grocery list - Birthday or event list - Trip budget list - Everyday online selling / purchasing - Or any general-budget list Designed for simplicity, power, and privacy, SpendLists helps you spend wisely.  Download now and take control of your budget—your way.

About

MoneeUp

This app helps you track daily expenses, manage budgets, and monitor bills to build better financial habits. Visualize your cash flow with clear charts and receive smart alerts to avoid overspending. It also includes bill reminders to prevent late payments.

Highlights
  • Daily expense tracking
  • Budget planning by category
  • Spending reports and analytics
  • Bill reminders for due dates
  • Multiple wallet and account management
  • Income tracking
Features
Read full description

MoneeUp – Expense Tracker, Budget App & AI Money Assistant Stop wondering where your paycheck disappears. Don’t know where your money goes every month? MoneeUp is your AI-powered money manager — track spending, plan budgets, and get instant answers about your finances just by chatting. Stay within budget and avoid overspending with smart alerts - all in one simple app. -------------------- 1. KEY FEATURES • AI Money Assistant Just type or talk — record transactions, ask "How much did I spend on food this month?", and get instant, accurate answers. No manual entry, no spreadsheets. • Expense Tracker Log income and expenses in seconds. See exactly where your money goes with clean, organized categories. • AI Financial Insights Get personalized insights and smart recommendations that help you spend less and save more — automatically, without the guesswork. • Smart Budget Planner Set monthly budgets and get real-time alerts before you overspend — so you're always in control, never caught off guard. • Spending Reports & Analytics Visualize your cash flow, spending trends, and category breakdowns with clear, easy-to-read charts. • Bill Reminders Never miss a payment again. Get reminders for bills, subscriptions, and loans before due dates hit. -------------------- 2. WHY PEOPLE LOVE MONEEUP • Simple, intuitive design — no learning curve • AI that actually understands your money habits • Track expenses across multiple wallets & accounts • Smart budget planner with overspend alerts • Beautiful charts & detailed spending reports • Bill reminders so recurring payments are never missed • Simple personal finance app designed for real everyday use -------------------- 3. YOUR MONEY, MADE SIMPLE Track smarter. Budget better. Save more. → Download MoneeUp free today and start building better money habits in minutes. -------------------- SUPPORT & FEEDBACK We're constantly improving MoneeUp to make personal finance simpler and smarter. Have questions or suggestions? • Email: Pacificsoftdev@pscds.com • Website: pscds.com Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

SpendLists4 screens
MoneeUp4 screens

Verdict

The call

The clearest difference is rating: SpendLists at 4.6 against MoneeUp's 3.4. SpendLists also leads on device support (3 vs 1). MoneeUp's advantage is monetization model (free vs free with in-app purchases). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendLists sells 4 one-off in-app purchases and MoneeUp sells 6 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

SpendLists holds the better App Store score, 4.6 against 3.4. Both are backed by a comparable volume of ratings — 19 and 9 respectively. Written reviews split almost evenly too, at 75% and 75% positive.

UpkeepUpdate frequency

SpendLists ships an update fortnightly, MoneeUp every 3 weeks. The most recent releases landed on September 19, 2026 and August 21, 2026 respectively.

Scorecard3 real differences · 7 level
SpendLists versus MoneeUp: the parameters behind the verdict, then further details
ParameterSpendListsMoneeUp
PriceFreeFree
Rating4.6 (19 ratings) — better3.4 (9 ratings)
Positive reviews75.0% of reviews75.0% of reviews
Number of ratings19 — better9
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, Mac — betteriPhone
Requires iOS16.1 — better16.4
Further details — not scored
Size40 MB79 MB
Age rating4+4+
DeveloperPhanith NyPSCD TECHNOLOGY DEVELOPMENT COMPANY LIMITED

Customer experience

SpendLists

All ratings19 ratings
Positive89.5%
Neutral0.0%
Negative10.5%
Written reviews12 reviews
Positive75.0%
Neutral8.3%
Negative16.7%

MoneeUp

All ratings9 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews4 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

In-app purchases

4 purchases

SpendLists

One-time4
  • Snack-Sized Tip$5.99
  • Lunch-Sized Tip$7.99
  • Unlock Pro$9.99
Show 1 more
  • SpendLists Pro Lifetime$9.99
6 purchases

MoneeUp

Subscriptions6
  • Monee Plus Weekly3 Days trial$1.997 Days
  • Monee Plus Monthly3 Days trial$4.991 Month
  • Monee Premium Weekly3 Days trial$4.997 Days
Show 3 more
  • Monee Premium Monthly3 Days trial$12.991 Month
  • Monee Plus Yearly3 Days trial$54.991 Year
  • Monee Premium Yearly3 Days trial$139.991 Year

Questions

Is SpendLists free?
SpendLists is free to download, with in-app purchases available.
Is MoneeUp free?
MoneeUp is free to download, with in-app purchases available.
Which has better reviews, SpendLists or MoneeUp?
SpendLists is rated higher. SpendLists averages 4.6 out of 5 from 19 ratings, while MoneeUp averages 3.4 from 9 ratings.
Do SpendLists or MoneeUp have ads?
Neither SpendLists nor MoneeUp shows ads.
Which is updated more often, SpendLists or MoneeUp?
SpendLists ships an update fortnightly, and MoneeUp every 3 weeks. Most recently, SpendLists was updated on September 19, 2026 and MoneeUp on August 21, 2026.

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