SpendLists vs MoneeUp
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SpendLists
This app offers a straightforward way for freelancers and creators to manage their income and expenses without complex spreadsheets. It provides clear monthly summaries and helps reduce financial anxiety by organizing money details simply. Designed for those with irregular income, it offers a clean and trustworthy platform to understand earnings.
- Track income and expenses
- Organize money details in lists
- Clear monthly summaries
- iCloud Sync across Apple devices
- Multiple currency support
- Private and secure with Face ID/Touch ID
- Share lists as images or PDFs
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A simple budgeting app that helps freelancers understand their money clearly — without spreadsheets or accounting. SpendLists is a simple budgeting app for freelancers and creators who want clarity without complexity. If your income changes month to month, SpendLists helps you see where your money goes and what your work really earns. Built for calm and focus: - Track income and expenses without spreadsheets - Keep money details organized in simple lists - See clear monthly summaries at a glance - Stay in control without feeling overwhelmed - SpendLists is designed to reduce money anxiety. No jargon. No clutter. Just a clean, trustworthy place to understand your finances. Perfect for: Freelancers, solo creators, contractors, and anyone with irregular income who wants simple, honest budgeting. Key Features: - iCloud Sync: Keep your lists updated across all your Apple devices. - Multiple Currencies: Add items in any currency, in one list. - Smart Organization: Group items by date or tag for quick navigation. - Private & Secure: Lock lists or the app with Face ID, Touch ID, or a passcode. - Flexible Pricing Options: Track item costs by regular price, weight, or discount. - Effortless Sharing: Share your lists as images or PDFs. - Easy Customization: Change the app tint to match your style. - Fast Search: Find any item in seconds. Platform Features • Context menu • Dark mode • Haptic feedback • Item reordering Best Use Cases - Monthly expense list - Grocery list - Birthday or event list - Trip budget list - Everyday online selling / purchasing - Or any general-budget list Designed for simplicity, power, and privacy, SpendLists helps you spend wisely. Download now and take control of your budget—your way.
MoneeUp
This app helps you track daily expenses, manage budgets, and monitor bills to build better financial habits. Visualize your cash flow with clear charts and receive smart alerts to avoid overspending. It also includes bill reminders to prevent late payments.
- Daily expense tracking
- Budget planning by category
- Spending reports and analytics
- Bill reminders for due dates
- Multiple wallet and account management
- Income tracking
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MoneeUp – Expense Tracker, Budget App & AI Money Assistant Stop wondering where your paycheck disappears. Don’t know where your money goes every month? MoneeUp is your AI-powered money manager — track spending, plan budgets, and get instant answers about your finances just by chatting. Stay within budget and avoid overspending with smart alerts - all in one simple app. -------------------- 1. KEY FEATURES • AI Money Assistant Just type or talk — record transactions, ask "How much did I spend on food this month?", and get instant, accurate answers. No manual entry, no spreadsheets. • Expense Tracker Log income and expenses in seconds. See exactly where your money goes with clean, organized categories. • AI Financial Insights Get personalized insights and smart recommendations that help you spend less and save more — automatically, without the guesswork. • Smart Budget Planner Set monthly budgets and get real-time alerts before you overspend — so you're always in control, never caught off guard. • Spending Reports & Analytics Visualize your cash flow, spending trends, and category breakdowns with clear, easy-to-read charts. • Bill Reminders Never miss a payment again. Get reminders for bills, subscriptions, and loans before due dates hit. -------------------- 2. WHY PEOPLE LOVE MONEEUP • Simple, intuitive design — no learning curve • AI that actually understands your money habits • Track expenses across multiple wallets & accounts • Smart budget planner with overspend alerts • Beautiful charts & detailed spending reports • Bill reminders so recurring payments are never missed • Simple personal finance app designed for real everyday use -------------------- 3. YOUR MONEY, MADE SIMPLE Track smarter. Budget better. Save more. → Download MoneeUp free today and start building better money habits in minutes. -------------------- SUPPORT & FEEDBACK We're constantly improving MoneeUp to make personal finance simpler and smarter. Have questions or suggestions? • Email: Pacificsoftdev@pscds.com • Website: pscds.com Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is rating: SpendLists at 4.6 against MoneeUp's 3.4. SpendLists also leads on device support (3 vs 1). MoneeUp's advantage is monetization model (free vs free with in-app purchases). On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SpendLists sells 4 one-off in-app purchases and MoneeUp sells 6 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.
SpendLists holds the better App Store score, 4.6 against 3.4. Both are backed by a comparable volume of ratings — 19 and 9 respectively. Written reviews split almost evenly too, at 75% and 75% positive.
SpendLists ships an update fortnightly, MoneeUp every 3 weeks. The most recent releases landed on September 19, 2026 and August 21, 2026 respectively.
| Parameter | SpendLists | MoneeUp |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (19 ratings) — better | 3.4 (9 ratings) |
| Positive reviews | 75.0% of reviews | 75.0% of reviews |
| Number of ratings | 19 — better | 9 |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, Mac — better | iPhone |
| Requires iOS | 16.1 — better | 16.4 |
| Further details — not scored | ||
| Size | 40 MB | 79 MB |
| Age rating | 4+ | 4+ |
| Developer | Phanith Ny | PSCD TECHNOLOGY DEVELOPMENT COMPANY LIMITED |
Customer experience
SpendLists
MoneeUp
In-app purchases
SpendLists
- Snack-Sized Tip$5.99
- Lunch-Sized Tip$7.99
- Unlock Pro$9.99
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- SpendLists Pro Lifetime$9.99
MoneeUp
- Monee Plus Weekly3 Days trial$1.997 Days
- Monee Plus Monthly3 Days trial$4.991 Month
- Monee Premium Weekly3 Days trial$4.997 Days
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- Monee Premium Monthly3 Days trial$12.991 Month
- Monee Plus Yearly3 Days trial$54.991 Year
- Monee Premium Yearly3 Days trial$139.991 Year









