# First Citizens vs PayWise Mobile Wallet App

The clearest difference is review sentiment: PayWise Mobile Wallet App at 100% against First Citizens's 17%. PayWise Mobile Wallet App also leads on rating (5.0 vs 1.8) and update cadence (monthly vs every 9 months). First Citizens's advantage is ratings volume (55 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayWise Mobile Wallet App holds the better App Store score, 5.0 against 1.8. That said, the two scores are not equally well evidenced: First Citizens has 55 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 17% of First Citizens's written reviews are positive against 100% of PayWise Mobile Wallet App's.

First Citizens ships an update every 9 months, PayWise Mobile Wallet App monthly. Both last shipped on November 3, 2026.

## The numbers

| Metric | First Citizens | PayWise Mobile Wallet App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.8 (55 ratings)](https://appshunter.io/ios/app/first-citizens/id1495642922/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/paywise-mobile-wallet-app/id6444257738/reviews)** |
| Number of ratings | **55** | 3 |
| Positive reviews | 16.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 months | **Monthly** |
| Monetization | Free | Free |
| Size | 31 MB | 44 MB |
| Requires iOS | 15.0 | **13.4** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [FCIS](https://appshunter.io/developer/979125953) | [Paywise Limited](https://appshunter.io/developer/1653383258) |

## What reviewers say

### First Citizens

[App page](https://appshunter.io/ios/app/first-citizens/id1495642922)

Manage your finances conveniently and securely from your mobile device. Check account balances, pay bills, transfer funds, and locate branches or ATMs. Requires prior online banking registration.

**Highlights:** View real-time account balances, Pay utility bills and credit cards, Transfer funds to other accounts, Schedule payment transfers, Locate branches and ATMs, Access support portal

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PayWise Mobile Wallet App

[App page](https://appshunter.io/ios/app/paywise-mobile-wallet-app/id6444257738)

Easily manage your finances with this mobile wallet. Top up your account, send and receive payments, and transfer funds directly to your bank account. Enjoy a secure and convenient way to handle your money.

**Highlights:** Account top-ups, Send and receive payments, Transfer funds to bank accounts, Easy and convenient interface, Secure transactions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is First Citizens free?

First Citizens is free to download, with no in-app purchases.

### Is PayWise Mobile Wallet App free?

PayWise Mobile Wallet App is free to download, with no in-app purchases.

### Which has better reviews, First Citizens or PayWise Mobile Wallet App?

PayWise Mobile Wallet App is rated higher. First Citizens averages 1.8 out of 5 from 55 ratings, while PayWise Mobile Wallet App averages 5.0 from 3 ratings.

### Do First Citizens or PayWise Mobile Wallet App have ads?

Neither First Citizens nor PayWise Mobile Wallet App shows ads.

### Which is updated more often, First Citizens or PayWise Mobile Wallet App?

First Citizens ships an update every 9 months, and PayWise Mobile Wallet App monthly. Most recently, First Citizens was updated on November 3, 2026 and PayWise Mobile Wallet App on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*