# Empay UAE vs Xpence

The clearest difference is rating: Empay UAE at 3.3 against Xpence's 1.0. Empay UAE also leads on ratings volume (11 vs 2). Xpence's advantage is review sentiment (67% vs 42%) and update cadence (every 2 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Empay UAE holds the better App Store score, 3.3 against 1.0. That said, the two scores are not equally well evidenced: Empay UAE has 11 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 42% of Empay UAE's written reviews are positive against 67% of Xpence's, so the app with the better star average is not the one people write more warmly about.

Empay UAE ships an update every 2 months, Xpence every 2 weeks. The most recent releases landed on October 14, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Empay UAE | Xpence |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.3 (11 ratings)](https://appshunter.io/ios/app/empay-uae/id1496098470/reviews)** | [1.0 (2 ratings)](https://appshunter.io/ios/app/xpence/id1499502623/reviews) |
| Number of ratings | **11** | 2 |
| Positive reviews | 41.8% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 78 MB | 151 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [The Emirates Payment Services LLC](https://appshunter.io/developer/1493778698) | [Xpence](https://appshunter.io/developer/1453647592) |

## What reviewers say

### Empay UAE

[App page](https://appshunter.io/ios/app/empay-uae/id1496098470)

This app simplifies payments and essential services in the UAE. Manage bills, transfer money internationally, and top up prepaid accounts securely and easily. It offers a personalized experience with quick access to frequently used services and a digital prepaid card.

**Highlights:** Seamless payments and essential services, International money transfers, Bill and utility payments, Prepaid account top-ups, Digital prepaid card, UAE PASS integration for easy signup

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Xpence

[App page](https://appshunter.io/ios/app/xpence/id1499502623)

Manage business expenses and finances with a platform that allows for instant corporate card issuance and automated bookkeeping. Upload receipts and ensure compliance with transaction approvals.

**Highlights:** Issue corporate cards instantly, Set customized card controls, Automate bookkeeping, Upload and store receipts, Transaction approvals for compliance

**In-app purchases:** none


## Frequently asked questions

### Is Empay UAE free?

Empay UAE is free to download, with no in-app purchases.

### Is Xpence free?

Xpence is free to download, with no in-app purchases.

### Which has better reviews, Empay UAE or Xpence?

Empay UAE is rated higher. Empay UAE averages 3.3 out of 5 from 11 ratings, while Xpence averages 1.0 from 2 ratings.

### Do Empay UAE or Xpence have ads?

Neither Empay UAE nor Xpence shows ads.

### Which is updated more often, Empay UAE or Xpence?

Empay UAE ships an update every 2 months, and Xpence every 2 weeks. Most recently, Empay UAE was updated on October 14, 2026 and Xpence on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*