# Empay UAE vs Hubpay

The clearest difference is rating: Hubpay at 4.5 against Empay UAE's 3.3. Hubpay also leads on review sentiment (69% vs 42%) and update cadence (fortnightly vs every 2 months). Empay UAE's advantage is monetization model (free vs ad-supported). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Hubpay holds the better App Store score, 4.5 against 3.3. Both are backed by a comparable volume of ratings — 11 and 22 respectively. Written reviews point the same way: 42% of Empay UAE's written reviews are positive against 69% of Hubpay's.

Empay UAE ships an update every 2 months, Hubpay fortnightly. The most recent releases landed on September 27, 2026 and September 11, 2026 respectively.

## The numbers

| Metric | Empay UAE | Hubpay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (11 ratings)](https://appshunter.io/ios/app/empay-uae/id1496098470/reviews) | **[4.5 (22 ratings)](https://appshunter.io/ios/app/hubpay/id1544666054/reviews)** |
| Number of ratings | 11 | **22** |
| Positive reviews | 41.8% of reviews | **69.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | **Free** | Ad-supported |
| Size | 82 MB | 66 MB |
| Requires iOS | 15.1 | **14.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [The Emirates Payment Services LLC](https://appshunter.io/developer/1493778698) | [Hubpay Limited](https://appshunter.io/developer/1544666056) |

## What reviewers say

### Empay UAE

[App page](https://appshunter.io/ios/app/empay-uae/id1496098470)

This app simplifies payments and essential services in the UAE. Manage bills, transfer money internationally, and top up prepaid accounts securely and easily. It offers a personalized experience with quick access to frequently used services and a digital prepaid card.

**Highlights:** Seamless payments and essential services, International money transfers, Bill and utility payments, Prepaid account top-ups, Digital prepaid card, UAE PASS integration for easy signup

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Hubpay

[App page](https://appshunter.io/ios/app/hubpay/id1544666054)

Send money internationally from the UAE at a low cost. This digital wallet facilitates secure transfers to banks and agents worldwide. Fund your account easily from your bank.

**Highlights:** Low-cost international transfers, Digital wallet, Send money to banks and agents, UAE remittances, Digital onboarding, Fund wallet from bank account

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Empay UAE free?

Empay UAE is free to download, with no in-app purchases.

### Is Hubpay free?

Hubpay is free to download, with no in-app purchases.

### Which has better reviews, Empay UAE or Hubpay?

Hubpay is rated higher. Empay UAE averages 3.3 out of 5 from 11 ratings, while Hubpay averages 4.5 from 22 ratings.

### Do Empay UAE or Hubpay have ads?

Neither Empay UAE nor Hubpay shows ads.

### Which is updated more often, Empay UAE or Hubpay?

Empay UAE ships an update every 2 months, and Hubpay fortnightly. Most recently, Empay UAE was updated on September 27, 2026 and Hubpay on September 11, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*