# Empay UAE vs ADCB | Nomo UAE

The clearest difference is rating: ADCB | Nomo UAE at 4.7 against Empay UAE's 3.3. ADCB | Nomo UAE also leads on update cadence (fortnightly vs every 2 months) and ratings volume (111 vs 11). Empay UAE's advantage is iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ADCB | Nomo UAE holds the better App Store score, 4.7 against 3.3. That said, the two scores are not equally well evidenced: ADCB | Nomo UAE has 111 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 42% of Empay UAE's written reviews are positive against 50% of ADCB | Nomo UAE's.

Empay UAE ships an update every 2 months, ADCB | Nomo UAE fortnightly. Both last shipped on October 24, 2026.

## The numbers

| Metric | Empay UAE | ADCB | Nomo UAE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (11 ratings)](https://appshunter.io/ios/app/empay-uae/id1496098470/reviews) | **[4.7 (111 ratings)](https://appshunter.io/ios/app/adcb-nomo-uae/id1670731293/reviews)** |
| Number of ratings | 11 | **111** |
| Positive reviews | 41.8% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 78 MB | 171 MB |
| Requires iOS | **15.1** | 18.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [The Emirates Payment Services LLC](https://appshunter.io/developer/1493778698) | [BLME](https://appshunter.io/developer/571651277) |

## What reviewers say

### Empay UAE

[App page](https://appshunter.io/ios/app/empay-uae/id1496098470)

This app simplifies payments and essential services in the UAE. Manage bills, transfer money internationally, and top up prepaid accounts securely and easily. It offers a personalized experience with quick access to frequently used services and a digital prepaid card.

**Highlights:** Seamless payments and essential services, International money transfers, Bill and utility payments, Prepaid account top-ups, Digital prepaid card, UAE PASS integration for easy signup

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### ADCB | Nomo UAE

[App page](https://appshunter.io/ios/app/adcb-nomo-uae/id1670731293)

Access a UK digital bank account with multi-currency spending, international transfers, and savings options. Invest in UK property with tailored finance solutions. Manage your finances globally with a Sharia-compliant digital banking app.

**Highlights:** Fee-free multi-currency spending, Easy international transfers, UK-based savings accounts, UK property investment finance, Digital account opening, Sharia-compliant banking

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Empay UAE free?

Empay UAE is free to download, with no in-app purchases.

### Is ADCB | Nomo UAE free?

ADCB | Nomo UAE is free to download, with no in-app purchases.

### Which has better reviews, Empay UAE or ADCB | Nomo UAE?

ADCB | Nomo UAE is rated higher. Empay UAE averages 3.3 out of 5 from 11 ratings, while ADCB | Nomo UAE averages 4.7 from 111 ratings.

### Do Empay UAE or ADCB | Nomo UAE have ads?

Neither Empay UAE nor ADCB | Nomo UAE shows ads.

### Which is updated more often, Empay UAE or ADCB | Nomo UAE?

Empay UAE ships an update every 2 months, and ADCB | Nomo UAE fortnightly. Most recently, Empay UAE was updated on October 24, 2026 and ADCB | Nomo UAE on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*