# Empay UAE vs Banky UAE

The clearest difference is rating: Banky UAE at 4.1 against Empay UAE's 3.3. Empay UAE's advantage is review sentiment (42% vs 0%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Banky UAE holds the better App Store score, 4.1 against 3.3. Both are backed by a comparable volume of ratings — 11 and 14 respectively. Written reviews complicate that: 42% of Empay UAE's written reviews are positive against 0% of Banky UAE's, so the app with the better star average is not the one people write more warmly about.

Empay UAE ships an update every 2 months, Banky UAE monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Empay UAE | Banky UAE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (11 ratings)](https://appshunter.io/ios/app/empay-uae/id1496098470/reviews) | **[4.1 (14 ratings)](https://appshunter.io/ios/app/banky-uae/id6443578564/reviews)** |
| Number of ratings | 11 | **14** |
| Positive reviews | **41.8% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free | Free |
| Size | 78 MB | 275 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [The Emirates Payment Services LLC](https://appshunter.io/developer/1493778698) | [Al Maryah Community Bank LLC](https://appshunter.io/developer/1573880334) |

## What reviewers say

### Empay UAE

[App page](https://appshunter.io/ios/app/empay-uae/id1496098470)

This app simplifies payments and essential services in the UAE. Manage bills, transfer money internationally, and top up prepaid accounts securely and easily. It offers a personalized experience with quick access to frequently used services and a digital prepaid card.

**Highlights:** Seamless payments and essential services, International money transfers, Bill and utility payments, Prepaid account top-ups, Digital prepaid card, UAE PASS integration for easy signup

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Banky UAE

[App page](https://appshunter.io/ios/app/banky-uae/id6443578564)

This digital banking app allows users to manage their finances conveniently. Perform daily transactions like sending, receiving, and paying money securely. It offers features like IBAN generation, instant remittances, and digital voucher purchases.

**Highlights:** Receive IBAN Number, Send & Receive Money, Top-Up from Any Bank Account, Scan to Pay (QR Code), Instant International Remittances, Buy or Gift Digital Vouchers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Empay UAE free?

Empay UAE is free to download, with no in-app purchases.

### Is Banky UAE free?

Banky UAE is free to download, with no in-app purchases.

### Which has better reviews, Empay UAE or Banky UAE?

Banky UAE is rated higher. Empay UAE averages 3.3 out of 5 from 11 ratings, while Banky UAE averages 4.1 from 14 ratings.

### Do Empay UAE or Banky UAE have ads?

Neither Empay UAE nor Banky UAE shows ads.

### Which is updated more often, Empay UAE or Banky UAE?

Empay UAE ships an update every 2 months, and Banky UAE monthly. Most recently, Empay UAE was updated on October 24, 2026 and Banky UAE on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*