# Empay UAE vs Deem

The clearest difference is rating: Empay UAE at 3.3 against Deem's 2.6. Empay UAE also leads on review sentiment (42% vs 13%). Deem's advantage is update cadence (every 3 weeks vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Empay UAE holds the better App Store score, 3.3 against 2.6. Both are backed by a comparable volume of ratings — 11 and 5 respectively. Written reviews point the same way: 42% of Empay UAE's written reviews are positive against 13% of Deem's.

Empay UAE ships an update every 2 months, Deem every 3 weeks. The most recent releases landed on October 14, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | Empay UAE | Deem |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.3 (11 ratings)](https://appshunter.io/ios/app/empay-uae/id1496098470/reviews)** | [2.6 (5 ratings)](https://appshunter.io/ios/app/deem/id6469543258/reviews) |
| Number of ratings | **11** | 5 |
| Positive reviews | **41.8% of reviews** | 13.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 78 MB | 62 MB |
| Requires iOS | **15.1** | 16.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [The Emirates Payment Services LLC](https://appshunter.io/developer/1493778698) | [Deem](https://appshunter.io/developer/1486561079) |

## What reviewers say

### Empay UAE

[App page](https://appshunter.io/ios/app/empay-uae/id1496098470)

This app simplifies payments and essential services in the UAE. Manage bills, transfer money internationally, and top up prepaid accounts securely and easily. It offers a personalized experience with quick access to frequently used services and a digital prepaid card.

**Highlights:** Seamless payments and essential services, International money transfers, Bill and utility payments, Prepaid account top-ups, Digital prepaid card, UAE PASS integration for easy signup

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Deem

[App page](https://appshunter.io/ios/app/deem/id6469543258)

Manage your credit card and personal loans with this intuitive app. Apply for new credit cards, track benefits and rewards, and access customer support. Enjoy a secure and convenient digital financial experience.

**Highlights:** Manage credit card and personal loans, Apply for new credit cards, Access benefits and rewards, Receive customer support, Secure financial data management

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👨‍💼 Helpful individual staff members (Akbar Ali, Syed Akbar Naqvi, Wasay, Soul Thomas)
- ✅ Some app improvements in newer versions
- 💳 User-friendly interface for checking card details
- 📊 Real-time card usage tracking
- 🎯 Improved navigation in recent updates

**What reviewers complain about**

- 📞 Extremely poor customer service responsiveness
- 🐛 App crashes and freezes frequently
- ❌ Unresponsive to cancellation requests
- 💰 Unauthorized charges and hidden fees
- 🔐 Login and authentication issues

**Reported bugs**

- App not opening or loading after updates
- Login stuck or session expiration errors
- Password change functionality broken
- Credit card not displaying in app after activation
- Card unlock option showing blank white screen

**Requested features**

- Real-time balance updates after payments
- Current month outstanding amount visibility
- Statement download functionality
- Apple Wallet integration
- Dark mode option


## Frequently asked questions

### Is Empay UAE free?

Empay UAE is free to download, with no in-app purchases.

### Is Deem free?

Deem is free to download, with no in-app purchases.

### Which has better reviews, Empay UAE or Deem?

Empay UAE is rated higher. Empay UAE averages 3.3 out of 5 from 11 ratings, while Deem averages 2.6 from 5 ratings.

### Do Empay UAE or Deem have ads?

Neither Empay UAE nor Deem shows ads.

### Which is updated more often, Empay UAE or Deem?

Empay UAE ships an update every 2 months, and Deem every 3 weeks. Most recently, Empay UAE was updated on October 14, 2026 and Deem on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*