# Banisi vs Crediviva

The clearest difference is review sentiment: Crediviva at 100% against Banisi's 42%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Banisi | Crediviva |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.7 (7 ratings)](https://appshunter.io/ios/app/crediviva/id6502125656/reviews)** |
| Number of ratings | — | **7** |
| Positive reviews | 42.1% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 106 MB | 152 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Banisi, S.A.](https://appshunter.io/developer/1420143732) | [Crediviva](https://appshunter.io/developer/1744458070) |

## What reviewers say

### Banisi

[App page](https://appshunter.io/ios/app/banisi/id1496245579)

Manage your finances on the go with this mobile banking app. Perform transfers, pay bills, and manage credit cards and loans directly from your smartphone. Enjoy secure access with facial recognition or password login.

**Highlights:** Real-time transactions, Multiple transfers and payments, Favorite contacts, Facial recognition login, Account product overview, Loan, service, and credit card payments, Top-ups

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Crediviva

[App page](https://appshunter.io/ios/app/crediviva/id6502125656)

Acquire desired items through manageable installments with this app. It offers a 4-step digital process to use credit lines at affiliated stores and pay with QR codes. Enjoy flexible payment plans up to 24 months and exclusive 0% APR offers.

**Highlights:** Installment purchases, Up to 24 monthly installments, 0% APR offers, 100% digital process, QR code payments, Account management, Over 25 affiliated stores

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Banisi free?

Banisi is free to download, with no in-app purchases.

### Is Crediviva free?

Crediviva is free to download, with no in-app purchases.

### Do Banisi or Crediviva have ads?

Neither Banisi nor Crediviva shows ads.

### Which is updated more often, Banisi or Crediviva?

Banisi ships an update every 3 weeks, and Crediviva every 3 weeks. Most recently, Banisi was updated on November 3, 2026 and Crediviva on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*