# Balanced Budgets vs Sem

The clearest difference is update cadence: Balanced Budgets at every 5 weeks against Sem's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Balanced Budgets ships an update every 5 weeks, Sem every 4 months. The most recent releases landed on October 25, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Balanced Budgets | Sem |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/sem-budgeting/id6455884315/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 4 months |
| Monetization | — | Free |
| Size | 2 MB | 53 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Robert Kapiszka](https://appshunter.io/developer/1496564714) | [Mark Mendoza](https://appshunter.io/developer/1700185707) |

## What reviewers say

### Balanced Budgets

[App page](https://appshunter.io/ios/app/balanced-budgets/id1496564715)

**Features:** macOS Compatibility

**In-app purchases:** none


### Sem

[App page](https://appshunter.io/ios/app/sem-budgeting/id6455884315)

Easily manage your expenses, categorize spending, and track savings with this intuitive budgeting tool. Receive timely reminders for upcoming bills and generate detailed monthly financial statements to understand your spending habits.

**Highlights:** Add and manage expenses, Categorize spending, Monthly budget overviews, Push notifications for due dates, Generate monthly statements, Light and Dark mode

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Balanced Budgets free?

Balanced Budgets is free to download, with no in-app purchases.

### Is Sem free?

Sem is free to download, with no in-app purchases.

### Do Balanced Budgets or Sem have ads?

Neither Balanced Budgets nor Sem shows ads.

### Which is updated more often, Balanced Budgets or Sem?

Balanced Budgets ships an update every 5 weeks, and Sem every 4 months. Most recently, Balanced Budgets was updated on October 25, 2026 and Sem on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*