# uabpay vs Utgift

The clearest difference is in-app purchases: uabpay at none against Utgift's 1. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Utgift sells 1 in-app purchase, starting at $6.99 per year. uabpay asks for nothing beyond the download.

uabpay ships an update fortnightly, Utgift monthly. Both last shipped on October 25, 2026.

## The numbers

| Metric | uabpay | Utgift |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (164 ratings)](https://appshunter.io/ios/app/uabpay/id1496595220/reviews)** | — |
| Number of ratings | **164** | — |
| Positive reviews | 44.4% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | — |
| Size | 122 MB | 42 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UAB Bank Limited](https://appshunter.io/developer/1406305742) | [R24k Web-Atelje](https://appshunter.io/developer/1847330480) |

## What reviewers say

### uabpay

[App page](https://appshunter.io/ios/app/uabpay/id1496595220)

This digital payment app simplifies everyday transactions for bank customers. Easily transfer funds, pay bills, shop online, and manage cards using just your smartphone.

**Highlights:** Fund Transfer, Cash-in/Cash-out, Bills Payment, Scan and Pay, Mobile Top-up, Online Shopping, Card Services

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User friendly interface
- 🚀 Fast transfers to other banks
- 👍 Easy bill payments
- 👍 Convenient for financial management
- 👍 Good UI design

**What reviewers complain about**

- 🐛 Biometric login not working
- 🐛 App crashes or closes unexpectedly
- 🐛 Login issues and connection timeouts
- 🐛 UI design is poor
- 🐛 Transferring money takes too long

**Reported bugs**

- Biometric login system not working (versions 3.2.4, 3.2.0)
- Error 404 when resetting password
- App closes immediately on iPhone 6 Plus
- Blank page when entering profile management
- Transfers from UAB bank account to UAB pay take a lot of time and sometimes lost

**Requested features**

- Add top-up features for prepaid cards
- Improve UAB mobile banking app
- Allow points to be changeable with rewards
- Add more wallets for wallet-to-wallet transfer


### Utgift

[App page](https://appshunter.io/ios/app/utgift-expenses-tracker/id6760619995)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Utgift Pro | $6.99 | per year |


## Frequently asked questions

### Is uabpay free?

uabpay is free to download, with no in-app purchases.

### Is Utgift free?

Utgift is free to download, with in-app purchases available.

### Do uabpay or Utgift have ads?

Neither uabpay nor Utgift shows ads.

### Which is updated more often, uabpay or Utgift?

uabpay ships an update fortnightly, and Utgift monthly. Most recently, uabpay was updated on October 25, 2026 and Utgift on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*