# uabpay vs ZGM

The clearest difference is rating: ZGM at 5.0 against uabpay's 3.7. uabpay's advantage is ratings volume (164 vs 2) and update cadence (fortnightly vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ZGM holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: uabpay has 164 ratings behind it against 2, so its average is the more settled of the two.

uabpay ships an update fortnightly, ZGM monthly. The most recent releases landed on October 25, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | uabpay | ZGM |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (164 ratings)](https://appshunter.io/ios/app/uabpay/id1496595220/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/zgm/id6761412356/reviews)** |
| Number of ratings | **164** | 2 |
| Positive reviews | 44.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | Free |
| Size | 122 MB | 35 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UAB Bank Limited](https://appshunter.io/developer/1406305742) | [SOLARATEK COMPANY LIMITED](https://appshunter.io/developer/1832752668) |

## What reviewers say

### uabpay

[App page](https://appshunter.io/ios/app/uabpay/id1496595220)

This digital payment app simplifies everyday transactions for bank customers. Easily transfer funds, pay bills, shop online, and manage cards using just your smartphone.

**Highlights:** Fund Transfer, Cash-in/Cash-out, Bills Payment, Scan and Pay, Mobile Top-up, Online Shopping, Card Services

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User friendly interface
- 🚀 Fast transfers to other banks
- 👍 Easy bill payments
- 👍 Convenient for financial management
- 👍 Good UI design

**What reviewers complain about**

- 🐛 Biometric login not working
- 🐛 App crashes or closes unexpectedly
- 🐛 Login issues and connection timeouts
- 🐛 UI design is poor
- 🐛 Transferring money takes too long

**Reported bugs**

- Biometric login system not working (versions 3.2.4, 3.2.0)
- Error 404 when resetting password
- App closes immediately on iPhone 6 Plus
- Blank page when entering profile management
- Transfers from UAB bank account to UAB pay take a lot of time and sometimes lost

**Requested features**

- Add top-up features for prepaid cards
- Improve UAB mobile banking app
- Allow points to be changeable with rewards
- Add more wallets for wallet-to-wallet transfer


### ZGM

[App page](https://appshunter.io/ios/app/zgm/id6761412356)

This app provides daily updates on market prices in Myanmar, including gold rates, currency exchange rates for major currencies, and fuel prices. Users can also view simple charts to track market trends.

**Highlights:** Daily gold rates, Exchange rates for USD, THB, SGD, Daily fuel prices, Market trend charts, Informational reference

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is uabpay free?

uabpay is free to download, with no in-app purchases.

### Is ZGM free?

ZGM is free to download, with no in-app purchases.

### Which has better reviews, uabpay or ZGM?

ZGM is rated higher. uabpay averages 3.7 out of 5 from 164 ratings, while ZGM averages 5.0 from 2 ratings.

### Do uabpay or ZGM have ads?

Neither uabpay nor ZGM shows ads.

### Which is updated more often, uabpay or ZGM?

uabpay ships an update fortnightly, and ZGM monthly. Most recently, uabpay was updated on October 25, 2026 and ZGM on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*