# LDB Trust vs IB Cool

The clearest difference is review sentiment: IB Cool at 90% against LDB Trust's 50%. IB Cool also leads on rating (4.7 vs 4.3). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IB Cool holds the better App Store score, 4.7 against 4.3. Both are backed by a comparable volume of ratings — 21 and 16 respectively. Written reviews point the same way: 50% of LDB Trust's written reviews are positive against 90% of IB Cool's.

LDB Trust ships an update fortnightly, IB Cool every 3 weeks. The most recent releases landed on September 2, 2026 and July 23, 2026 respectively.

## The numbers

| Metric | LDB Trust | IB Cool |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (21 ratings)](https://appshunter.io/ios/app/ldb-trust/id1496733309/reviews) | **[4.7 (16 ratings)](https://appshunter.io/ios/app/ib-cool/id1538710456/reviews)** |
| Number of ratings | **21** | 16 |
| Positive reviews | 50.0% of reviews | **90.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 116 MB | 134 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [LDB MOBILE BANKING](https://appshunter.io/developer/592032700) | [Indochina Bank Ltd.](https://appshunter.io/developer/1538710458) |

## What reviewers say

### LDB Trust

[App page](https://appshunter.io/ios/app/ldb-trust/id1496733309)

Manage your finances with a mobile banking and digital wallet app. Perform transfers, pay bills, track your spending, and secure your credit card. Features a user-friendly interface with quick access to favorite functions.

**Highlights:** Digital wallet functionality, Interbank transfers via LAPNET, Extensive bill payment options, Transaction history and statements, Credit card blocking/unblocking, QR code scanning for payments and transfers, Waste payment functionality

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### IB Cool

[App page](https://appshunter.io/ios/app/ib-cool/id1538710456)

Manage your bank accounts, fixed deposits, and loans with ease. This finance app helps you pay bills, discover discounts from partners, and take control of your financial life.

**Highlights:** Access savings and current accounts, Manage fixed deposits and loans, Pay bills quickly, Discover merchant discounts, Financial management tools

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is LDB Trust free?

LDB Trust is free to download, with no in-app purchases.

### Is IB Cool free?

IB Cool is free to download, with no in-app purchases.

### Which has better reviews, LDB Trust or IB Cool?

IB Cool is rated higher. LDB Trust averages 4.3 out of 5 from 21 ratings, while IB Cool averages 4.7 from 16 ratings.

### Do LDB Trust or IB Cool have ads?

Neither LDB Trust nor IB Cool shows ads.

### Which is updated more often, LDB Trust or IB Cool?

LDB Trust ships an update fortnightly, and IB Cool every 3 weeks. Most recently, LDB Trust was updated on September 2, 2026 and IB Cool on July 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*