# LDB Trust vs ST Hub

The clearest difference is ratings volume: LDB Trust at 21 against ST Hub's 5. LDB Trust also leads on iOS requirement (13.0 vs 15.6). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.3 for LDB Trust against 4.2 for ST Hub. Both are backed by a comparable volume of ratings — 21 and 5 respectively.

LDB Trust ships an update fortnightly, ST Hub every 2 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | LDB Trust | ST Hub |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (21 ratings)](https://appshunter.io/ios/app/ldb-trust/id1496733309/reviews)** | [4.2 (5 ratings)](https://appshunter.io/ios/app/st-hub/id6446662990/reviews) |
| Number of ratings | **21** | 5 |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 weeks |
| Monetization | Free | Free |
| Size | 116 MB | 93 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [LDB MOBILE BANKING](https://appshunter.io/developer/592032700) | [ST Bank Ltd](https://appshunter.io/developer/1524260993) |

## What reviewers say

### LDB Trust

[App page](https://appshunter.io/ios/app/ldb-trust/id1496733309)

Manage your finances with a mobile banking and digital wallet app. Perform transfers, pay bills, track your spending, and secure your credit card. Features a user-friendly interface with quick access to favorite functions.

**Highlights:** Digital wallet functionality, Interbank transfers via LAPNET, Extensive bill payment options, Transaction history and statements, Credit card blocking/unblocking, QR code scanning for payments and transfers, Waste payment functionality

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### ST Hub

[App page](https://appshunter.io/ios/app/st-hub/id6446662990)

Manage your finances on the go with this mobile banking app. View account summaries, make bill payments, transfer funds, and earn rewards. It offers secure login options and convenient payment features.

**Highlights:** Account summaries, Bill payments, Fund transfers, Scan to Pay QR, Earn rewards points, Card management, ATM & branch locator

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is LDB Trust free?

LDB Trust is free to download, with no in-app purchases.

### Is ST Hub free?

ST Hub is free to download, with no in-app purchases.

### Which has better reviews, LDB Trust or ST Hub?

LDB Trust is rated higher. LDB Trust averages 4.3 out of 5 from 21 ratings, while ST Hub averages 4.2 from 5 ratings.

### Do LDB Trust or ST Hub have ads?

Neither LDB Trust nor ST Hub shows ads.

### Which is updated more often, LDB Trust or ST Hub?

LDB Trust ships an update fortnightly, and ST Hub every 2 weeks. Most recently, LDB Trust was updated on October 24, 2026 and ST Hub on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*