# LDB Trust vs IB CAP

The clearest difference is rating: IB CAP at 5.0 against LDB Trust's 4.3. LDB Trust's advantage is update cadence (fortnightly vs every 3 months) and ratings volume (21 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IB CAP holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: LDB Trust has 21 ratings behind it against 1, so its average is the more settled of the two.

LDB Trust ships an update fortnightly, IB CAP every 3 months. Both last shipped on September 30, 2026.

## The numbers

| Metric | LDB Trust | IB CAP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (21 ratings)](https://appshunter.io/ios/app/ldb-trust/id1496733309/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ib-cap/id6465068853/reviews)** |
| Number of ratings | **21** | 1 |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 months |
| Monetization | Free | Free |
| Size | 116 MB | 64 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 17+ |
| Developer | [LDB MOBILE BANKING](https://appshunter.io/developer/592032700) | [Indochina Bank Ltd.](https://appshunter.io/developer/1538710458) |

## What reviewers say

### LDB Trust

[App page](https://appshunter.io/ios/app/ldb-trust/id1496733309)

Manage your finances with a mobile banking and digital wallet app. Perform transfers, pay bills, track your spending, and secure your credit card. Features a user-friendly interface with quick access to favorite functions.

**Highlights:** Digital wallet functionality, Interbank transfers via LAPNET, Extensive bill payment options, Transaction history and statements, Credit card blocking/unblocking, QR code scanning for payments and transfers, Waste payment functionality

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### IB CAP

[App page](https://appshunter.io/ios/app/ib-cap/id6465068853)

Manage corporate banking transactions securely from anywhere. Review account balances, transfer funds, pay bills, and recharge mobile services. Supports multiple users and company subsidiaries.

**Highlights:** Account management, Fund transfers, Bill payments, Mobile recharge, Payroll uploads, Multi-user support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is LDB Trust free?

LDB Trust is free to download, with no in-app purchases.

### Is IB CAP free?

IB CAP is free to download, with no in-app purchases.

### Which has better reviews, LDB Trust or IB CAP?

IB CAP is rated higher. LDB Trust averages 4.3 out of 5 from 21 ratings, while IB CAP averages 5.0 from 1 ratings.

### Do LDB Trust or IB CAP have ads?

Neither LDB Trust nor IB CAP shows ads.

### Which is updated more often, LDB Trust or IB CAP?

LDB Trust ships an update fortnightly, and IB CAP every 3 months. Most recently, LDB Trust was updated on September 30, 2026 and IB CAP on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*