# My vs PaySii

The clearest difference is ads: PaySii at none against My's shown. PaySii also leads on update cadence (fortnightly vs monthly). My's advantage is review sentiment (90% vs 61%) and iOS requirement (13.0 vs 15.6). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for My against 4.6 for PaySii. Both are backed by a comparable volume of ratings — 1.2K and 1.9K respectively. Written reviews are what separate them: 90% of My's written reviews are positive against 61% of PaySii's.

My ships an update monthly, PaySii fortnightly. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | My | PaySii |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (1.2K ratings)](https://appshunter.io/ios/app/my-oneapp/id1496784664/reviews)** | [4.6 (1.9K ratings)](https://appshunter.io/ios/app/paysii/id1516461913/reviews) |
| Number of ratings | 1.2K | **1.9K** |
| Positive reviews | **89.6% of reviews** | 61.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 240 MB | 102 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 9+ | 4+ |
| Developer | [Safaricom Limited](https://appshunter.io/developer/1089092649) | [Purple Eye ltd](https://appshunter.io/developer/1510530702) |

## What reviewers say

### My

[App page](https://appshunter.io/ios/app/my-oneapp/id1496784664)

Manage your mobile money transactions with ease. View your balance, send money, pay bills, and buy goods and services quickly. Secure login with biometrics and convenient access to frequent contacts and payment options.

**Highlights:** View M-PESA balance, Biometric login, Send money via QR, contacts, or favorites, Pay bills easily, Buy goods and services, Withdraw cash, Buy airtime

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient and easy to use
- 🚀 Reliable and efficient transactions
- 🚀 Accessible from anywhere with internet
- 🚀 Seamless integration with contacts and payment methods
- 🚀 Helpful for managing finances while abroad

**What reviewers complain about**

- 🐛 Occasional app crashes or freezes
- 🐛 Delayed transaction history updates
- 🐛 Inability to view full transaction history
- 🐛 Difficulty accessing the app while roaming or using WiFi
- 🐛 Inconsistent performance across devices

**Reported bugs**

- Incomplete or missing transaction details
- Issues with reversing or recovering sent payments
- Compatibility problems on certain devices or OS versions

**Requested features**

- Allow customization of transaction categories
- Improve transaction history and statement viewing
- Provide offline access or data-free usage
- Integrate with other financial apps and services


### PaySii

[App page](https://appshunter.io/ios/app/paysii/id1516461913)

Easily send money internationally with fast, secure, and affordable transfers. Supports various delivery methods including mobile money, bank deposits, and cash pickup. Offers a digital wallet and travel booking services.

**Highlights:** Easy registration and verification, Fast international money transfers, Multiple payout options (mobile money, bank, cash), Transparent fees with agreement on each transaction, Secure login with PIN or biometrics, Optional digital wallet service, Integrated travel booking

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 🔒 Secure and reliable
- 👍 User-friendly and convenient
- 💰 Competitive exchange rates

**What reviewers complain about**

- 🐛 Occasional crashes and glitches
- 🕰️ Delayed money transfers
- 💳 Inability to save payment methods
- 🤖 Poor customer service

**Reported bugs**

- App not working in certain locations or states
- Issues with payment processing and failed transactions
- Inconsistent user experience across devices

**Requested features**

- Add Apple Pay or other mobile payment options
- Allow users to save payment details for future use
- Expand service to more countries and regions


## Frequently asked questions

### Is My free?

My is free to download, with no in-app purchases.

### Is PaySii free?

PaySii is free to download, with no in-app purchases.

### Which has better reviews, My or PaySii?

My is rated higher. My averages 4.6 out of 5 from 1.2K ratings, while PaySii averages 4.6 from 1.9K ratings.

### Do My or PaySii have ads?

My shows ads; PaySii does not.

### Which is updated more often, My or PaySii?

My ships an update monthly, and PaySii fortnightly. Most recently, My was updated on October 26, 2026 and PaySii on October 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*