# My vs HaloPesa

The clearest difference is rating: My at 3.8 against HaloPesa's 3.1. My also leads on ratings volume (187 vs 10) and iOS requirement (13.0 vs 15.6). HaloPesa's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

My holds the better App Store score, 3.8 against 3.1. That said, the two scores are not equally well evidenced: My has 187 ratings behind it against 10, so its average is the more settled of the two. Written reviews complicate that: 90% of My's written reviews are positive against 100% of HaloPesa's, so the app with the better star average is not the one people write more warmly about.

My ships an update monthly, HaloPesa every 5 weeks. The most recent releases landed on September 23, 2026 and July 30, 2026 respectively.

## The numbers

| Metric | My | HaloPesa |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (187 ratings)](https://appshunter.io/ios/app/my-oneapp/id1496784664/reviews)** | [3.1 (10 ratings)](https://appshunter.io/ios/app/halopesa/id1532695595/reviews) |
| Number of ratings | **187** | 10 |
| Positive reviews | 89.6% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Monthly** | Every 5 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 248 MB | 61 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 9+ | 4+ |
| Developer | [Safaricom Limited](https://appshunter.io/developer/1089092649) | [HaloPesa](https://appshunter.io/developer/1532695807) |

## What reviewers say

### My

[App page](https://appshunter.io/ios/app/my-oneapp/id1496784664)

Manage your mobile money transactions with ease. View your balance, send money, pay bills, and buy goods and services quickly. Secure login with biometrics and convenient access to frequent contacts and payment options.

**Highlights:** View M-PESA balance, Biometric login, Send money via QR, contacts, or favorites, Pay bills easily, Buy goods and services, Withdraw cash, Buy airtime

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient and easy to use
- 🚀 Reliable and efficient transactions
- 🚀 Accessible from anywhere with internet
- 🚀 Seamless integration with contacts and payment methods
- 🚀 Helpful for managing finances while abroad

**What reviewers complain about**

- 🐛 Occasional app crashes or freezes
- 🐛 Delayed transaction history updates
- 🐛 Inability to view full transaction history
- 🐛 Difficulty accessing the app while roaming or using WiFi
- 🐛 Inconsistent performance across devices

**Reported bugs**

- Incomplete or missing transaction details
- Issues with reversing or recovering sent payments
- Compatibility problems on certain devices or OS versions

**Requested features**

- Allow customization of transaction categories
- Improve transaction history and statement viewing
- Provide offline access or data-free usage
- Integrate with other financial apps and services


### HaloPesa

[App page](https://appshunter.io/ios/app/halopesa/id1532695595)

Easily send and receive money, pay bills, and manage your finances on the go. This app offers secure transactions, airtime purchases, and merchant payments with a user-friendly interface. Access your bank accounts and cash out from agents conveniently.

**Highlights:** Send and receive money, Purchase airtime and bundles, Pay bills and merchants, View transaction history, Check account balance, QR code payments, Transfer to bank accounts

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is My free?

My is free to download, with no in-app purchases.

### Is HaloPesa free?

HaloPesa is free to download, with no in-app purchases.

### Which has better reviews, My or HaloPesa?

My is rated higher. My averages 3.8 out of 5 from 187 ratings, while HaloPesa averages 3.1 from 10 ratings.

### Do My or HaloPesa have ads?

My shows ads; HaloPesa does not.

### Which is updated more often, My or HaloPesa?

My ships an update monthly, and HaloPesa every 5 weeks. Most recently, My was updated on September 23, 2026 and HaloPesa on July 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*