# My vs Guhemba

The clearest difference is ads: Guhemba at none against My's shown. Guhemba also leads on rating (5.0 vs 4.6) and monetization model (ad-supported vs free with in-app purchases). My's advantage is ratings volume (1.2K vs 7) and iOS requirement (13.0 vs 15.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Guhemba holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: My has 1.2K ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 90% of My's written reviews are positive against 100% of Guhemba's.

My ships an update monthly, Guhemba every 2 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | My | Guhemba |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (1.2K ratings)](https://appshunter.io/ios/app/my-oneapp/id1496784664/reviews) | **[5.0 (7 ratings)](https://appshunter.io/ios/app/guhemba/id1566090499/reviews)** |
| Number of ratings | **1.2K** | 7 |
| Positive reviews | 89.6% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 240 MB | 48 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 9+ | 4+ |
| Developer | [Safaricom Limited](https://appshunter.io/developer/1089092649) | [Guhemba Ltd.](https://appshunter.io/developer/1566090501) |

## What reviewers say

### My

[App page](https://appshunter.io/ios/app/my-oneapp/id1496784664)

Manage your mobile money transactions with ease. View your balance, send money, pay bills, and buy goods and services quickly. Secure login with biometrics and convenient access to frequent contacts and payment options.

**Highlights:** View M-PESA balance, Biometric login, Send money via QR, contacts, or favorites, Pay bills easily, Buy goods and services, Withdraw cash, Buy airtime

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient and easy to use
- 🚀 Reliable and efficient transactions
- 🚀 Accessible from anywhere with internet
- 🚀 Seamless integration with contacts and payment methods
- 🚀 Helpful for managing finances while abroad

**What reviewers complain about**

- 🐛 Occasional app crashes or freezes
- 🐛 Delayed transaction history updates
- 🐛 Inability to view full transaction history
- 🐛 Difficulty accessing the app while roaming or using WiFi
- 🐛 Inconsistent performance across devices

**Reported bugs**

- Incomplete or missing transaction details
- Issues with reversing or recovering sent payments
- Compatibility problems on certain devices or OS versions

**Requested features**

- Allow customization of transaction categories
- Improve transaction history and statement viewing
- Provide offline access or data-free usage
- Integrate with other financial apps and services


### Guhemba

[App page](https://appshunter.io/ios/app/guhemba/id1566090499)

This app provides merchants and restaurants with a comprehensive payment solution. It streamlines billing, payments, and customer interactions with features like secure in-app payments, restaurant ordering support, and loyalty programs.  It also offers direct invoicing and mobile money integration.

**Highlights:** Unified wallet for personal and business finances, One-scan merchant payment processing, Restaurant ordering and table-side service support, Direct invoicing and payment management, MTN Mobile Money and credit card support, Loyalty programs with rewards and coupons

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is My free?

My is free to download, with no in-app purchases.

### Is Guhemba free?

Guhemba is free to download, with no in-app purchases.

### Which has better reviews, My or Guhemba?

Guhemba is rated higher. My averages 4.6 out of 5 from 1.2K ratings, while Guhemba averages 5.0 from 7 ratings.

### Do My or Guhemba have ads?

My shows ads; Guhemba does not.

### Which is updated more often, My or Guhemba?

My ships an update monthly, and Guhemba every 2 months. Most recently, My was updated on October 24, 2026 and Guhemba on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*