# My vs Uni

The clearest difference is ads: Uni at none against My's shown. My's advantage is update cadence (monthly vs every 5 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

My ships an update monthly, Uni every 5 months. The most recent releases landed on November 1, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | My | Uni |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (1.3K ratings)](https://appshunter.io/ios/app/my-oneapp/id1496784664/reviews)** | — |
| Number of ratings | **1.3K** | — |
| Positive reviews | 89.6% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Monthly** | Every 5 months |
| Monetization | Free with in-app purchases | — |
| Size | 239 MB | 61 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 9+ | 17+ |
| Developer | [Safaricom Limited](https://appshunter.io/developer/1089092649) | [UNISON SAVINGS AND CREDIT CO-OPERATIVE SOCIETY LIMITED](https://appshunter.io/developer/1616415214) |

## What reviewers say

### My

[App page](https://appshunter.io/ios/app/my-oneapp/id1496784664)

Manage your mobile money transactions with ease. View your balance, send money, pay bills, and buy goods and services quickly. Secure login with biometrics and convenient access to frequent contacts and payment options.

**Highlights:** View M-PESA balance, Biometric login, Send money via QR, contacts, or favorites, Pay bills easily, Buy goods and services, Withdraw cash, Buy airtime

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient and easy to use
- 🚀 Reliable and efficient transactions
- 🚀 Accessible from anywhere with internet
- 🚀 Seamless integration with contacts and payment methods
- 🚀 Helpful for managing finances while abroad

**What reviewers complain about**

- 🐛 Occasional app crashes or freezes
- 🐛 Delayed transaction history updates
- 🐛 Inability to view full transaction history
- 🐛 Difficulty accessing the app while roaming or using WiFi
- 🐛 Inconsistent performance across devices

**Reported bugs**

- Incomplete or missing transaction details
- Issues with reversing or recovering sent payments
- Compatibility problems on certain devices or OS versions

**Requested features**

- Allow customization of transaction categories
- Improve transaction history and statement viewing
- Provide offline access or data-free usage
- Integrate with other financial apps and services


### Uni

[App page](https://appshunter.io/ios/app/uni-cash/id1616415212)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is My free?

My is free to download, with no in-app purchases.

### Is Uni free?

Uni is free to download, with no in-app purchases.

### Do My or Uni have ads?

My shows ads; Uni does not.

### Which is updated more often, My or Uni?

My ships an update monthly, and Uni every 5 months. Most recently, My was updated on November 1, 2026 and Uni on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*