# My vs Paymenta Wallet

The clearest difference is ads: Paymenta Wallet at none against My's shown. Paymenta Wallet also leads on rating (5.0 vs 4.6) and monetization model (free vs free with in-app purchases). My's advantage is ratings volume (1.2K vs 1) and iOS requirement (13.0 vs 15.1). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Paymenta Wallet holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: My has 1.2K ratings behind it against 1, so its average is the more settled of the two.

My ships an update monthly, Paymenta Wallet every 10 days. The most recent releases landed on October 21, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | My | Paymenta Wallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (1.2K ratings)](https://appshunter.io/ios/app/my-oneapp/id1496784664/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/paymenta-wallet/id6502447013/reviews)** |
| Number of ratings | **1.2K** | 1 |
| Positive reviews | 89.6% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Every 10 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 240 MB | 82 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 9+ | 4+ |
| Developer | [Safaricom Limited](https://appshunter.io/developer/1089092649) | [DSSCTech Limited](https://appshunter.io/developer/1613309397) |

## What reviewers say

### My

[App page](https://appshunter.io/ios/app/my-oneapp/id1496784664)

Manage your mobile money transactions with ease. View your balance, send money, pay bills, and buy goods and services quickly. Secure login with biometrics and convenient access to frequent contacts and payment options.

**Highlights:** View M-PESA balance, Biometric login, Send money via QR, contacts, or favorites, Pay bills easily, Buy goods and services, Withdraw cash, Buy airtime

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient and easy to use
- 🚀 Reliable and efficient transactions
- 🚀 Accessible from anywhere with internet
- 🚀 Seamless integration with contacts and payment methods
- 🚀 Helpful for managing finances while abroad

**What reviewers complain about**

- 🐛 Occasional app crashes or freezes
- 🐛 Delayed transaction history updates
- 🐛 Inability to view full transaction history
- 🐛 Difficulty accessing the app while roaming or using WiFi
- 🐛 Inconsistent performance across devices

**Reported bugs**

- Incomplete or missing transaction details
- Issues with reversing or recovering sent payments
- Compatibility problems on certain devices or OS versions

**Requested features**

- Allow customization of transaction categories
- Improve transaction history and statement viewing
- Provide offline access or data-free usage
- Integrate with other financial apps and services


### Paymenta Wallet

[App page](https://appshunter.io/ios/app/paymenta-wallet/id6502447013)

Easily send money online in just minutes. Track all your payments and view your transfer history conveniently from any location. This finance app empowers your financial management.

**Highlights:** Send money online, Track payments, View transfer history, Access from anywhere, Free to download

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is My free?

My is free to download, with no in-app purchases.

### Is Paymenta Wallet free?

Paymenta Wallet is free to download, with no in-app purchases.

### Which has better reviews, My or Paymenta Wallet?

Paymenta Wallet is rated higher. My averages 4.6 out of 5 from 1.2K ratings, while Paymenta Wallet averages 5.0 from 1 ratings.

### Do My or Paymenta Wallet have ads?

My shows ads; Paymenta Wallet does not.

### Which is updated more often, My or Paymenta Wallet?

My ships an update monthly, and Paymenta Wallet every 10 days. Most recently, My was updated on October 21, 2026 and Paymenta Wallet on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*