# My vs Appra

The clearest difference is rating: Appra at 5.0 against My's 4.6. Appra also leads on update cadence (every 9 days vs monthly) and monetization model (ad-supported vs free with in-app purchases). My's advantage is ratings volume (1.2K vs 1) and iOS requirement (13.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Appra holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: My has 1.2K ratings behind it against 1, so its average is the more settled of the two.

My ships an update monthly, Appra every 9 days. The most recent releases landed on October 21, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | My | Appra |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (1.2K ratings)](https://appshunter.io/ios/app/my-oneapp/id1496784664/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/appra/id6773461799/reviews)** |
| Number of ratings | **1.2K** | 1 |
| Positive reviews | 89.6% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Monthly | **Every 9 days** |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 240 MB | 103 MB |
| Requires iOS | **13.0** | 18.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 9+ | 17+ |
| Developer | [Safaricom Limited](https://appshunter.io/developer/1089092649) | [Axstron Finance Inc](https://appshunter.io/developer/1861948118) |

## What reviewers say

### My

[App page](https://appshunter.io/ios/app/my-oneapp/id1496784664)

Manage your mobile money transactions with ease. View your balance, send money, pay bills, and buy goods and services quickly. Secure login with biometrics and convenient access to frequent contacts and payment options.

**Highlights:** View M-PESA balance, Biometric login, Send money via QR, contacts, or favorites, Pay bills easily, Buy goods and services, Withdraw cash, Buy airtime

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient and easy to use
- 🚀 Reliable and efficient transactions
- 🚀 Accessible from anywhere with internet
- 🚀 Seamless integration with contacts and payment methods
- 🚀 Helpful for managing finances while abroad

**What reviewers complain about**

- 🐛 Occasional app crashes or freezes
- 🐛 Delayed transaction history updates
- 🐛 Inability to view full transaction history
- 🐛 Difficulty accessing the app while roaming or using WiFi
- 🐛 Inconsistent performance across devices

**Reported bugs**

- Incomplete or missing transaction details
- Issues with reversing or recovering sent payments
- Compatibility problems on certain devices or OS versions

**Requested features**

- Allow customization of transaction categories
- Improve transaction history and statement viewing
- Provide offline access or data-free usage
- Integrate with other financial apps and services


### Appra

[App page](https://appshunter.io/ios/app/appra/id6773461799)

Manage your international finances with multi-currency accounts and seamless money transfers. This platform offers transparent fees, competitive exchange rates, and real-time transaction tracking for global citizens, freelancers, and businesses.

**Highlights:** Multi-currency accounts, International money transfers, Transparent fees, Competitive exchange rates, Real-time transaction tracking, Stablecoin payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is My free?

My is free to download, with no in-app purchases.

### Is Appra free?

Appra is free to download, with no in-app purchases.

### Which has better reviews, My or Appra?

Appra is rated higher. My averages 4.6 out of 5 from 1.2K ratings, while Appra averages 5.0 from 1 ratings.

### Do My or Appra have ads?

Both My and Appra show ads.

### Which is updated more often, My or Appra?

My ships an update monthly, and Appra every 9 days. Most recently, My was updated on October 21, 2026 and Appra on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*