# Viya vs PayBy

The clearest difference is rating: Viya at 4.6 against PayBy's 2.4. Viya also leads on ratings volume (354 vs 10) and review sentiment (30% vs 15%). PayBy's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (11.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Viya holds the better App Store score, 4.6 against 2.4. That said, the two scores are not equally well evidenced: Viya has 354 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 30% of Viya's written reviews are positive against 15% of PayBy's.

Viya ships an update every 6 weeks, PayBy every 5 weeks. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Viya | PayBy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (354 ratings)](https://appshunter.io/ios/app/viya/id1496968726/reviews)** | [2.4 (10 ratings)](https://appshunter.io/ios/app/payby-mobile-payment/id1513907527/reviews) |
| Number of ratings | **354** | 10 |
| Positive reviews | **29.9% of reviews** | 15.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 5 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 129 MB | 139 MB |
| Requires iOS | 15.0 | **11.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Wasl](https://appshunter.io/developer/693990084) | [Botim Money Technology LLC](https://appshunter.io/developer/1513907526) |

## What reviewers say

### Viya

[App page](https://appshunter.io/ios/app/viya/id1496968726)

Discover exclusive rewards and experiences across Dubai's top restaurants, leisure destinations, and golf courses. Access a world of offers at cafes, gyms, spas, pools, and private beaches, all within a free-to-download app.

**Highlights:** Lifestyle rewards, Exclusive offers, Restaurants and cafes, Leisure destinations, Golf courses, Gyms, spas, pools, beaches

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ✨ Great discounts
- 💰 Loyalty program beneficial
- ⛳ Good golf offers
- 🚀 Easy to use
- 🌟 Amazing experience

**What reviewers complain about**

- 🐛 OTP not received
- 🐛 App not working
- 🐛 Registration issues
- 🐛 Poor customer service
- 🐛 Unresponsive support

**Reported bugs**

- OTP not received via SMS
- OTP not received via email
- App crashes
- App not working
- Registration not possible

**Requested features**

- Allow spouse pass to work
- Fix OTP issues for registration and login
- Improve customer service responsiveness
- Provide clear and transparent information
- Allow refunds for unused passes


### PayBy

[App page](https://appshunter.io/ios/app/payby-mobile-payment/id1513907527)

This app offers a secure and convenient way to make cashless and contactless payments using facial recognition and fingerprint technology. It provides access to discounts, coupons, and loyalty benefits at various merchants, and allows users to manage bank cards, mobile top-ups, and cash transactions without visiting a bank.

**Highlights:** Facial recognition and fingerprint security, QR code payments, Cashless and contactless transactions, Access to coupons and discounts, Loyalty benefits, Manage bank cards and mobile top-ups, Cash in and out functionality

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Viya free?

Viya is free to download, with no in-app purchases.

### Is PayBy free?

PayBy is free to download, with no in-app purchases.

### Which has better reviews, Viya or PayBy?

Viya is rated higher. Viya averages 4.6 out of 5 from 354 ratings, while PayBy averages 2.4 from 10 ratings.

### Do Viya or PayBy have ads?

Neither Viya nor PayBy shows ads.

### Which is updated more often, Viya or PayBy?

Viya ships an update every 6 weeks, and PayBy every 5 weeks. Most recently, Viya was updated on October 27, 2026 and PayBy on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*