# Keystone Bank mToken vs Ecobank Authenticator

The clearest difference is rating: Keystone Bank mToken at 2.6 against Ecobank Authenticator's 1.0. Keystone Bank mToken also leads on ratings volume (16 vs 1) and iOS requirement (9.0 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Keystone Bank mToken holds the better App Store score, 2.6 against 1.0. That said, the two scores are not equally well evidenced: Keystone Bank mToken has 16 ratings behind it against 1, so its average is the more settled of the two.

Keystone Bank mToken ships an update every 19 months, Ecobank Authenticator every 24 months. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Keystone Bank mToken | Ecobank Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.6 (16 ratings)](https://appshunter.io/ios/app/keystone-bank-mtoken/id1496979538/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/ecobank-authenticator/id1643897786/reviews) |
| Number of ratings | **16** | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 19 months** | Every 24 months |
| Monetization | Free | Free |
| Size | 20 MB | 75 MB |
| Requires iOS | **9.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Keystone Banking](https://appshunter.io/developer/1063062983) | [ECOBANK](https://appshunter.io/developer/1017406112) |

## What reviewers say

### Keystone Bank mToken

[App page](https://appshunter.io/ios/app/keystone-bank-mtoken/id1496979538)

This security application generates One-Time-Passwords (OTP) to enhance online transaction security. It serves as a second factor for authenticating digital activities on banking platforms.

**Highlights:** One-Time-Password (OTP) generation, Second factor authentication, Online transaction signing, Enhanced security for banking platforms

**Features:** macOS Compatibility

**In-app purchases:** none


### Ecobank Authenticator

[App page](https://appshunter.io/ios/app/ecobank-authenticator/id1643897786)

Generate security codes to enhance transaction security for existing customers using Ecobank Online and Ecobank omni lite. This app provides an extra layer of protection for your financial activities.

**Highlights:** Generate security codes, Secure transactions, Ecobank Online support, Ecobank omni lite support, Enhanced transaction security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Keystone Bank mToken free?

Keystone Bank mToken is free to download, with no in-app purchases.

### Is Ecobank Authenticator free?

Ecobank Authenticator is free to download, with no in-app purchases.

### Which has better reviews, Keystone Bank mToken or Ecobank Authenticator?

Keystone Bank mToken is rated higher. Keystone Bank mToken averages 2.6 out of 5 from 16 ratings, while Ecobank Authenticator averages 1.0 from 1 ratings.

### Do Keystone Bank mToken or Ecobank Authenticator have ads?

Neither Keystone Bank mToken nor Ecobank Authenticator shows ads.

### Which is updated more often, Keystone Bank mToken or Ecobank Authenticator?

Keystone Bank mToken ships an update every 19 months, and Ecobank Authenticator every 24 months. Most recently, Keystone Bank mToken was updated on October 27, 2026 and Ecobank Authenticator on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*