# Keystone Bank mToken vs GT e

The clearest difference is review sentiment: GT e at 61% against Keystone Bank mToken's 0%. GT e also leads on rating (4.9 vs 2.6) and update cadence (fortnightly vs every 19 months). Keystone Bank mToken's advantage is iOS requirement (9.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

GT e holds the better App Store score, 4.9 against 2.6. That said, the two scores are not equally well evidenced: GT e has 849 ratings behind it against 16, so its average is the more settled of the two. Written reviews point the same way: 0% of Keystone Bank mToken's written reviews are positive against 61% of GT e's.

Keystone Bank mToken ships an update every 19 months, GT e fortnightly. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Keystone Bank mToken | GT e |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (16 ratings)](https://appshunter.io/ios/app/keystone-bank-mtoken/id1496979538/reviews) | **[4.9 (849 ratings)](https://appshunter.io/ios/app/gt-e-token-plus/id6760703670/reviews)** |
| Number of ratings | 16 | **849** |
| Positive reviews | 0.0% of reviews | **61.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 19 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 20 MB | 55 MB |
| Requires iOS | **9.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Keystone Banking](https://appshunter.io/developer/1063062983) | [Guaranty Trust Bank PLC](https://appshunter.io/developer/662878574) |

## What reviewers say

### Keystone Bank mToken

[App page](https://appshunter.io/ios/app/keystone-bank-mtoken/id1496979538)

This security application generates One-Time-Passwords (OTP) to enhance online transaction security. It serves as a second factor for authenticating digital activities on banking platforms.

**Highlights:** One-Time-Password (OTP) generation, Second factor authentication, Online transaction signing, Enhanced security for banking platforms

**Features:** macOS Compatibility

**In-app purchases:** none


### GT e

[App page](https://appshunter.io/ios/app/gt-e-token-plus/id6760703670)

This app generates secure one-time passwords (OTPs) for authenticating electronic transactions like online and mobile banking. It offers a convenient alternative to hardware tokens, providing 24/7 access to banking services after a simple activation process.

**Highlights:** Generates One-Time Passwords (OTPs), Authenticates electronic transactions, Alternative to hardware tokens, Supports web, internet, and mobile banking, Secure 6-digit passcode login, 24/7 banking access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Keystone Bank mToken free?

Keystone Bank mToken is free to download, with no in-app purchases.

### Is GT e free?

GT e is free to download, with no in-app purchases.

### Which has better reviews, Keystone Bank mToken or GT e?

GT e is rated higher. Keystone Bank mToken averages 2.6 out of 5 from 16 ratings, while GT e averages 4.9 from 849 ratings.

### Do Keystone Bank mToken or GT e have ads?

Neither Keystone Bank mToken nor GT e shows ads.

### Which is updated more often, Keystone Bank mToken or GT e?

Keystone Bank mToken ships an update every 19 months, and GT e fortnightly. Most recently, Keystone Bank mToken was updated on November 3, 2026 and GT e on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*