# Easy Finances vs Loan Interest Guide

The clearest difference is ads: Easy Finances at none against Loan Interest Guide's shown. Easy Finances also leads on update cadence (weekly vs fortnightly) and iOS requirement (11.0 vs 16.0). Loan Interest Guide's advantage is ratings volume (20 vs 3). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. Easy Finances sells 2 in-app purchases, starting at $2.49 per month and Loan Interest Guide sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.0 for Easy Finances against 4.1 for Loan Interest Guide. That said, the two scores are not equally well evidenced: Loan Interest Guide has 20 ratings behind it against 3, so its average is the more settled of the two.

Easy Finances ships an update weekly, Loan Interest Guide fortnightly. Both last shipped on November 3, 2026.

## The numbers

| Metric | Easy Finances | Loan Interest Guide |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (3 ratings)](https://appshunter.io/ios/app/easy-finances/id1497213821/reviews) | **[4.1 (20 ratings)](https://appshunter.io/ios/app/loan-interest-guide/id6451242354/reviews)** |
| Number of ratings | 3 | **20** |
| Positive reviews | — | 94.4% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Freemium | Free with in-app purchases |
| Size | 31 MB | 65 MB |
| Requires iOS | **11.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Alan Acuna](https://appshunter.io/developer/1497213820) | [鲁 黄](https://appshunter.io/developer/1696562503) |

## What reviewers say

### Easy Finances

[App page](https://appshunter.io/ios/app/easy-finances/id1497213821)

Track expenses, manage budgets, and gain insights into your spending habits without sharing banking data. Automate frequent payments and manage personal loans with friends. Offers cloud backup and multi-device access with a premium subscription.

**Highlights:** Expense tracking, Budget creation, Account management (cash, savings, credit), Income and expense pattern analysis, Automated payment lists, Personal loan management, Cloud backup and multi-device access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Subscription | $2.49 | per month |
| Yearly Premium Subscription | $27.49 | per year |


### Loan Interest Guide

[App page](https://appshunter.io/ios/app/loan-interest-guide/id6451242354)

Understand the true cost of your loans and compare repayment strategies. This app helps you demystify interest calculations, avoid hidden fees, and make informed financial decisions to save more.

**Highlights:** Interest calculation methods guide, Precise loan interest calculator, APR to monthly interest rate conversion, Best loan plan finder, Rate and prepayment simulators, Ad-free experience (premium)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Loan Interest Advanced | $0.99 | per month |
| Loan Interest Plus | $3.99 | per year |
| Loan Strategy Tool Pro | $3.99 | one-time |
| Loan Insights: Lifetime | $5.99 | one-time |


## Frequently asked questions

### Is Easy Finances free?

Easy Finances is free to download, with in-app purchases available.

### Is Loan Interest Guide free?

Loan Interest Guide is free to download, with in-app purchases available.

### Which has better reviews, Easy Finances or Loan Interest Guide?

Loan Interest Guide is rated higher. Easy Finances averages 4.0 out of 5 from 3 ratings, while Loan Interest Guide averages 4.1 from 20 ratings.

### Do Easy Finances or Loan Interest Guide have ads?

Loan Interest Guide shows ads; Easy Finances does not.

### Which is updated more often, Easy Finances or Loan Interest Guide?

Easy Finances ships an update weekly, and Loan Interest Guide fortnightly. Most recently, Easy Finances was updated on November 3, 2026 and Loan Interest Guide on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*