# Lend & Loan Tracker vs Simple Payment Tracker

The clearest difference is update cadence: Simple Payment Tracker at every 7 months against Lend & Loan Tracker's every 24 months. Lend & Loan Tracker's advantage is iOS requirement (12.4 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Lend & Loan Tracker ships an update every 24 months, Simple Payment Tracker every 7 months. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Lend & Loan Tracker | Simple Payment Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (1 ratings)](https://appshunter.io/ios/app/lend-and-loan-tracker-reminder/id1497266173/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 24 months | **Every 7 months** |
| Monetization | Ad-supported | — |
| Size | 19 MB | 34 MB |
| Requires iOS | **12.4** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Rajendran K A](https://appshunter.io/developer/1476956828) | [kerem yokuva](https://appshunter.io/developer/499612704) |

## What reviewers say

### Lend & Loan Tracker

[App page](https://appshunter.io/ios/app/lend-and-loan-tracker-reminder/id1497266173)

Easily track loans, EMIs, and personal lending/borrowing. Get detailed reports on payments, interest, and loan end dates. Set reminders for due dates and view payment statuses with color-coded alerts.

**Highlights:** Add loan details (start date, amount, EMI, due date), Track lend/borrow transactions with interest, View loan end date and EMI reports, Partial payments and loan extensions, Color-coded payment reminders, iCloud data backup

**Features:** macOS Compatibility

**In-app purchases:** none


### Simple Payment Tracker

[App page](https://appshunter.io/ios/app/simple-payment-tracker/id6747887793)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Lend & Loan Tracker free?

Lend & Loan Tracker is free to download, with no in-app purchases.

### Is Simple Payment Tracker free?

Simple Payment Tracker is free to download, with no in-app purchases.

### Do Lend & Loan Tracker or Simple Payment Tracker have ads?

Both Lend & Loan Tracker and Simple Payment Tracker show ads.

### Which is updated more often, Lend & Loan Tracker or Simple Payment Tracker?

Lend & Loan Tracker ships an update every 24 months, and Simple Payment Tracker every 7 months. Most recently, Lend & Loan Tracker was updated on October 24, 2026 and Simple Payment Tracker on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*