# OweMe vs Lender

The clearest difference is in-app purchases: Lender at none against OweMe's 14. OweMe's advantage is iOS requirement (12.1 vs 16.6). On price, ads and device support there is nothing between them.

Both are free to download. OweMe sells 13 in-app purchases, starting at $4.99 per 7 days. Lender asks for nothing beyond the download.

## The numbers

| Metric | OweMe | Lender |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (323 ratings)](https://appshunter.io/ios/app/oweme-debt-tracker/id1497431529/reviews)** | — |
| Number of ratings | **323** | — |
| Positive reviews | 61.1% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 5 weeks | — |
| Monetization | Freemium | — |
| Size | 76 MB | 2 MB |
| Requires iOS | **12.1** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Air Apps Systems](https://appshunter.io/developer/1316153435) | [Andrew Turner](https://appshunter.io/developer/1806031949) |

## What reviewers say

### OweMe

[App page](https://appshunter.io/ios/app/oweme-debt-tracker/id1497431529)

Easily track money owed to you with this intuitive debt manager. It provides a clear overview of all outstanding debts and sends reminders for unpaid amounts, ensuring you always know where your money is.

**Highlights:** Track who owes you money, Reminders for unpaid debts, Overview of outstanding debts, Unlimited use (PRO), Ad-free experience (PRO)

**Features:** macOS Compatibility, iMessage stickers, Vision Pro support

**In-app purchases (13)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Air Apps Pro - 1 Week | $4.99 | per 7 days |
| Air Apps One - 1 Week | $4.99 | per 7 days |
| Air Apps One Welcome - 1 Week | $4.99 | per 7 days |
| Air Apps One - 1 Week | $6.99 | per 7 days |
| Air Apps Pro | $9.99 | per month |
| Air Apps One - 1 Month | $9.99 | per month |
| Air Apps One - 1 Week | $9.99 | per 7 days |
| Air Apps One - 1 Week | $12.99 | per 7 days |
| Air Apps One - 1 Week | $12.99 | per 7 days |
| Air Apps One - 1 Month | $19.99 | per month |
| Air Apps Pro - 1 Year | $69.99 | per year |
| Air Apps One - 1 Year | $69.99 | per year |
| Air Apps One - 1 Month | $199.99 | per month |


### Lender

[App page](https://appshunter.io/ios/app/lender/id6746531826)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is OweMe free?

OweMe is free to download, with in-app purchases available.

### Is Lender free?

Lender is free to download, with no in-app purchases.

### Do OweMe or Lender have ads?

Neither OweMe nor Lender shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*