# PayWho vs Debtors list Lite

The clearest difference is in-app purchases: PayWho at none against Debtors list Lite's 1. PayWho also leads on ads (none vs shown) and update cadence (every 2 weeks vs every 3 months). On price there is nothing between them.

Both are free to download. Debtors list Lite sells 1 one-off in-app purchase. PayWho asks for nothing beyond the download.

PayWho ships an update every 2 weeks, Debtors list Lite every 3 months. The most recent releases landed on October 15, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | PayWho | Debtors list Lite |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.0 (1 ratings)](https://appshunter.io/ios/app/debtors-list-lite/id1661634205/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 2 weeks** | Every 3 months |
| Monetization | — | Free with in-app purchases |
| Size | 74 MB | 18 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [CHIAM JACK KEN](https://appshunter.io/developer/1497455730) | [Vladyslav Lytvynets](https://appshunter.io/developer/1660079103) |

## What reviewers say

### PayWho

[App page](https://appshunter.io/ios/app/paywho-quick-split-bill/id1497455731)

**Features:** macOS Compatibility

**In-app purchases:** none


### Debtors list Lite

[App page](https://appshunter.io/ios/app/debtors-list-lite/id1661634205)

Easily track who owes you money and whom you owe without complex spreadsheets. Record debts, partial payments, and settled amounts with a clean, intuitive interface. Securely lock your financial records with biometric authentication.

**Highlights:** Add debts in seconds, Record partial repayments, Mark debts as settled, Net balance overview, Multi-currency support, Biometric app lock

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium version | $9.99 | one-time |


## Frequently asked questions

### Is PayWho free?

PayWho is free to download, with no in-app purchases.

### Is Debtors list Lite free?

Debtors list Lite is free to download, with in-app purchases available.

### Do PayWho or Debtors list Lite have ads?

Debtors list Lite shows ads; PayWho does not.

### Which is updated more often, PayWho or Debtors list Lite?

PayWho ships an update every 2 weeks, and Debtors list Lite every 3 months. Most recently, PayWho was updated on October 15, 2026 and Debtors list Lite on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*