# Banking4 Business vs LAKS Pay

The clearest difference is price: LAKS Pay at Free against Banking4 Business's $44.99. Banking4 Business's advantage is device support (4 vs 1) and iOS requirement (14.0 vs 16.0). On update cadence, ads and in-app purchases there is nothing between them.

LAKS Pay is free to download; Banking4 Business costs $44.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Banking4 Business ships an update fortnightly, LAKS Pay weekly. The most recent releases landed on November 11, 2026 and November 12, 2026 respectively.

## The numbers

| Metric | Banking4 Business | LAKS Pay |
| --- | --- | --- |
| Price | $44.99 | **Free** |
| Rating | **[4.9 (10 ratings)](https://appshunter.io/ios/app/banking4-business/id1498045251/reviews)** | — |
| Number of ratings | **10** | — |
| Positive reviews | 83.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Paid | — |
| Size | 71 MB | 29 MB |
| Requires iOS | **14.0** | 16.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Subsembly GmbH](https://appshunter.io/developer/501043737) | [LAKS GmbH](https://appshunter.io/developer/1189242457) |

## What reviewers say

### Banking4 Business

[App page](https://appshunter.io/ios/app/banking4-business/id1498045251)

Manage your business's domestic and international payments with advanced features like batch orders and direct accounting system integration. Supports both EBICS and FinTS for secure bank connections, and handles direct debit mandates efficiently.

**Highlights:** Domestic and international payment processing, Batch orders for efficient payments, Direct debit mandate management, EBICS and FinTS bank connectivity, Import/export for accounting systems, Multiple secure data vaults

**Features:** Apple Watch app

**In-app purchases:** none


### LAKS Pay

[App page](https://appshunter.io/ios/app/laks-pay/id6443583045)

**In-app purchases:** none


## Frequently asked questions

### Is Banking4 Business free?

Banking4 Business costs $44.99, with no in-app purchases.

### Is LAKS Pay free?

LAKS Pay is free to download, with no in-app purchases.

### Do Banking4 Business or LAKS Pay have ads?

Neither Banking4 Business nor LAKS Pay shows ads.

### Which is updated more often, Banking4 Business or LAKS Pay?

Banking4 Business ships an update fortnightly, and LAKS Pay weekly. Most recently, Banking4 Business was updated on November 11, 2026 and LAKS Pay on November 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
