# 青子记账 vs 挖财记账

The clearest difference is review sentiment: 青子记账 at 87% against 挖财记账's 58%. 青子记账 also leads on update cadence (every 2 days vs fortnightly) and rating (4.8 vs 4.6). 挖财记账's advantage is iOS requirement (15.0 vs 17.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. 青子记账 sells 6 in-app purchases, starting at $0.99 per 7 days and 挖财记账 sells 10 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

青子记账 holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 490 and 256 respectively. Written reviews point the same way: 87% of 青子记账's written reviews are positive against 58% of 挖财记账's.

青子记账 ships an update every 2 days, 挖财记账 fortnightly. Both last shipped on November 3, 2026.

## The numbers

| Metric | 青子记账 | 挖财记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (490 ratings)](https://appshunter.io/ios/app/id1498299276/reviews)** | [4.6 (256 ratings)](https://appshunter.io/ios/app/ai/id1544045905/reviews) |
| Number of ratings | **490** | 256 |
| Positive reviews | **87.1% of reviews** | 58.1% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | **Every 2 days** | Fortnightly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 194 MB | 159 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 9+ |
| Developer | [Guangzhou Xiaorichang Technology Co., Ltd.](https://appshunter.io/developer/1106886288) | [Hangzhou Yuancai Technology Co.,Ltd.](https://appshunter.io/developer/1716886102) |

## What reviewers say

### 青子记账

[App page](https://appshunter.io/ios/app/id1498299276)

This personal finance tool offers a clean and engaging way to manage your money. It helps you track expenses, set budgets, plan savings, and analyze spending habits with features like bill import and customizable reports. Designed for a younger audience, it aims to make financial planning more enjoyable and visually appealing.

**Highlights:** Budget management with daily spending planning, Scheduled bill payments, Savings plan creation, Import bills from WeChat, Alipay, Expense templates for quick entry, Calendar view of daily expenses, Multi-account support for assets and liabilities, Currency conversion

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 周度订阅卡 | $0.99 | per 7 days |
| 季度卡 | $1.99 | per 3 months |
| 年度卡 | $6.99 | per year |
| 年度高级订阅 | $3.99 | one-time |
| 青子永久会员 | $4.99 | one-time |
| 记账永久会员 | $9.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🎨 Aesthetically pleasing design
- 💳 Supports multiple currencies
- 📊 Detailed data analysis and reporting
- 🔒 No ads or in-app purchases

**What reviewers complain about**

- 🐛 Occasional crashes or freezes
- ⏱️ Ads disrupt workflow
- 🔍 Difficult to find certain settings
- 🔀 Inconsistent UI updates

**Reported bugs**

- Incorrect currency conversion rates
- Deleted transactions not fully removed
- Syncing issues between devices

**Requested features**

- Recurring expense management
- Shared family/household accounts
- Customizable budget categories
- Automatic transaction import from banks
- Improved mobile-desktop sync


### 挖财记账

[App page](https://appshunter.io/ios/app/ai/id1544045905)

Effortlessly manage your finances with AI-powered automatic accounting. Import transactions from various platforms, track spending, set budgets, and gain insights into your financial health with comprehensive reports. Ideal for personal, family, or business use.

**Highlights:** AI-powered automatic accounting, Import from WeChat, Alipay, banks, Voice and screen recognition for quick entry, Comprehensive reports and statistics, Budgeting and financial planning, Multi-user shared ledgers, Asset and liability management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 标准会员连续包月 | $0.99 | per month |
| 超级VIP连续包月 | $3.99 | per month |
| 标准会员连续包年 | $6.99 | per year |
| 连续包年 | $7.99 | per year |
| 超级会员连续包年 | $14.99 | per year |
| 超级月会员 | $4.99 | one-time |
| 48元会员 | $6.99 | one-time |
| 标准两年会员 | $9.99 | one-time |
| 基础永久会员 | $9.99 | one-time |
| 超级两年会员 | $24.99 | one-time |

**What reviewers like**

- 👍 Long-term user loyalty (10+ years)
- 👍 Comprehensive features
- 👍 Good for habit building
- 👍 Data migration from other apps
- 👍 Useful for tracking expenses

**What reviewers complain about**

- 🐛 Frequent performance issues (lag, slow)
- 🐛 Data loss/disappearance
- 🐛 Inconsistent calculation errors
- 🐛 Frequent crashes and freezes
- 🐛 UI/UX degradation after updates

**Reported bugs**

- Data disappearing or showing as blank
- App crashing on startup
- Slow loading times and lag
- Inaccurate calculations for totals and sums
- Automatic ad clicks and redirects

**Requested features**

- Adapt dark mode
- Add clear cache function
- Restore 'missed payment' option
- Improve UI/UX to be more like '圈子账本'
- Add tagging for sub-categorization


## Frequently asked questions

### Is 青子记账 free?

青子记账 is free to download, with in-app purchases available.

### Is 挖财记账 free?

挖财记账 is free to download, with in-app purchases available.

### Which has better reviews, 青子记账 or 挖财记账?

青子记账 is rated higher. 青子记账 averages 4.8 out of 5 from 490 ratings, while 挖财记账 averages 4.6 from 256 ratings.

### Do 青子记账 or 挖财记账 have ads?

Both 青子记账 and 挖财记账 show ads.

### Which is updated more often, 青子记账 or 挖财记账?

青子记账 ships an update every 2 days, and 挖财记账 fortnightly. Most recently, 青子记账 was updated on November 3, 2026 and 挖财记账 on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*