# 青子记账 vs Mumo

The clearest difference is ads: Mumo at none against 青子记账's shown. Mumo also leads on review sentiment (95% vs 87%) and device support (4 vs 1). 青子记账's advantage is update cadence (every 2 days vs every 10 days). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. 青子记账 sells 6 in-app purchases, starting at $0.99 per 7 days and Mumo sells 9 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for 青子记账 against 4.9 for Mumo. Both are backed by a comparable volume of ratings — 490 and 247 respectively. Written reviews are what separate them: 87% of 青子记账's written reviews are positive against 95% of Mumo's.

青子记账 ships an update every 2 days, Mumo every 10 days. The most recent releases landed on November 4, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | 青子记账 | Mumo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (490 ratings)](https://appshunter.io/ios/app/id1498299276/reviews) | **[4.9 (247 ratings)](https://appshunter.io/ios/app/mumo-expense-tracker/id1575499823/reviews)** |
| Number of ratings | **490** | 247 |
| Positive reviews | 87.1% of reviews | **95.5% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 2 days** | Every 10 days |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 195 MB | 72 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [Guangzhou Xiaorichang Technology Co., Ltd.](https://appshunter.io/developer/1106886288) | [Taizhou Mutong Network Technology Co., Ltd.](https://appshunter.io/developer/1556965366) |

## What reviewers say

### 青子记账

[App page](https://appshunter.io/ios/app/id1498299276)

A personal finance tool designed for young adults, offering intuitive budgeting, savings plans, and detailed expense tracking. It helps users manage assets and liabilities with features like bill reminders and currency conversion.

**Highlights:** Budget management with daily spending planning, Scheduled bill payments, Savings plan creation, Import bills from WeChat and Alipay, Template-based quick entry, Calendar view of expenses, Multi-account support for assets and liabilities, Currency conversion

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 周度订阅卡 | $0.99 | per 7 days |
| 季度卡 | $1.99 | per 3 months |
| 年度卡 | $6.99 | per year |
| 年度高级订阅 | $3.99 | one-time |
| 青子永久会员 | $4.99 | one-time |
| 记账永久会员 | $9.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🎨 Aesthetically pleasing design
- 💳 Supports multiple currencies
- 📊 Detailed data analysis and reporting
- 🔒 No ads or in-app purchases

**What reviewers complain about**

- 🐛 Occasional crashes or freezes
- ⏱️ Ads disrupt workflow
- 🔍 Difficult to find certain settings
- 🔀 Inconsistent UI updates

**Reported bugs**

- Incorrect currency conversion rates
- Deleted transactions not fully removed
- Syncing issues between devices

**Requested features**

- Recurring expense management
- Shared family/household accounts
- Customizable budget categories
- Automatic transaction import from banks
- Improved mobile-desktop sync


### Mumo

[App page](https://appshunter.io/ios/app/mumo-expense-tracker/id1575499823)

This app offers a highly customizable personal finance management system. You can tailor its features to track expenses, assets, subscriptions, and more, adapting the interface to your specific needs and habits.

**Highlights:** AI-powered bookkeeping with text, voice, and screenshot parsing, Customizable modules for expenses, assets, subscriptions, and more, Bill management with templates, installments, and refunds, Asset and gold management with balance reconciliation, Subscription and fixed deposit tracking, Shopping list and anniversary tracking, Advanced search and batch operations

**Features:** Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 月度会员 | $0.99 | one-time |
| 体验会员 | $0.99 | one-time |
| 月会员 | $1.99 | one-time |
| 年度会员 | $6.99 | one-time |
| 永久会员-限时返场 | $9.99 | one-time |
| 永久会员-限时折扣 | $9.99 | one-time |
| 永久会员-限时特惠 | $12.99 | one-time |
| 永久会员 | $14.99 | one-time |
| 永久会员 | $19.99 | one-time |


## Frequently asked questions

### Is 青子记账 free?

青子记账 is free to download, with in-app purchases available.

### Is Mumo free?

Mumo is free to download, with in-app purchases available.

### Which has better reviews, 青子记账 or Mumo?

Mumo is rated higher. 青子记账 averages 4.8 out of 5 from 490 ratings, while Mumo averages 4.9 from 247 ratings.

### Do 青子记账 or Mumo have ads?

青子记账 shows ads; Mumo does not.

### Which is updated more often, 青子记账 or Mumo?

青子记账 ships an update every 2 days, and Mumo every 10 days. Most recently, 青子记账 was updated on November 4, 2026 and Mumo on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*