# 青子记账 vs 咔比荷包

The clearest difference is review sentiment: 青子记账 at 87% against 咔比荷包's 27%. 青子记账 also leads on rating (4.8 vs 4.1) and ratings volume (490 vs 7). 咔比荷包's advantage is ads (none vs shown) and iOS requirement (15.0 vs 17.0). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. 青子记账 sells 6 in-app purchases, starting at $0.99 per 7 days and 咔比荷包 sells 10 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

青子记账 holds the better App Store score, 4.8 against 4.1. That said, the two scores are not equally well evidenced: 青子记账 has 490 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 87% of 青子记账's written reviews are positive against 27% of 咔比荷包's.

青子记账 ships an update every 2 days, 咔比荷包 every 9 days. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | 青子记账 | 咔比荷包 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (490 ratings)](https://appshunter.io/ios/app/id1498299276/reviews)** | [4.1 (7 ratings)](https://appshunter.io/ios/app/ai/id6630370989/reviews) |
| Number of ratings | **490** | 7 |
| Positive reviews | **87.1% of reviews** | 27.3% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 2 days** | Every 9 days |
| Monetization | Free with in-app purchases | Freemium |
| Size | 195 MB | 208 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Guangzhou Xiaorichang Technology Co., Ltd.](https://appshunter.io/developer/1106886288) | [重庆皮皮喵喵科技有限公司](https://appshunter.io/developer/1762355269) |

## What reviewers say

### 青子记账

[App page](https://appshunter.io/ios/app/id1498299276)

A personal finance tool designed for young adults, offering intuitive budgeting, savings plans, and detailed expense tracking. It helps users manage assets and liabilities with features like bill reminders and currency conversion.

**Highlights:** Budget management with daily spending planning, Scheduled bill payments, Savings plan creation, Import bills from WeChat and Alipay, Template-based quick entry, Calendar view of expenses, Multi-account support for assets and liabilities, Currency conversion

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 周度订阅卡 | $0.99 | per 7 days |
| 季度卡 | $1.99 | per 3 months |
| 年度卡 | $6.99 | per year |
| 年度高级订阅 | $3.99 | one-time |
| 青子永久会员 | $4.99 | one-time |
| 记账永久会员 | $9.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🎨 Aesthetically pleasing design
- 💳 Supports multiple currencies
- 📊 Detailed data analysis and reporting
- 🔒 No ads or in-app purchases

**What reviewers complain about**

- 🐛 Occasional crashes or freezes
- ⏱️ Ads disrupt workflow
- 🔍 Difficult to find certain settings
- 🔀 Inconsistent UI updates

**Reported bugs**

- Incorrect currency conversion rates
- Deleted transactions not fully removed
- Syncing issues between devices

**Requested features**

- Recurring expense management
- Shared family/household accounts
- Customizable budget categories
- Automatic transaction import from banks
- Improved mobile-desktop sync


### 咔比荷包

[App page](https://appshunter.io/ios/app/ai/id6630370989)

This app uses AI to make tracking expenses fun and effortless, helping you build good habits and reach financial goals. It offers shared accounts and savings plans for couples, promoting financial and relational freedom.

**Highlights:** AI-powered expense tracking, Effortless habit building, Automated financial review, Shared accounts for couples, Joint savings goal planning, Personalized financial goals

**Features:** macOS Compatibility, Siri integration, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 单人连续包月 | $0.99 | per month |
| 单人连续包月 | $0.99 | per month |
| 双人连续包月 | $1.99 | per month |
| 双人连续包季 | $4.99 | per 3 months |
| 双人连续包年 | $9.99 | per year |
| 双人连续包年 | $12.99 | per year |
| 双人连续包年 | $14.99 | per year |
| 双人连续包年 | $14.99 | per year |
| 365天打卡挑战 | $12.99 | one-time |
| 双人三年VIP会员 | $22.99 | one-time |


## Frequently asked questions

### Is 青子记账 free?

青子记账 is free to download, with in-app purchases available.

### Is 咔比荷包 free?

咔比荷包 is free to download, with in-app purchases available.

### Which has better reviews, 青子记账 or 咔比荷包?

青子记账 is rated higher. 青子记账 averages 4.8 out of 5 from 490 ratings, while 咔比荷包 averages 4.1 from 7 ratings.

### Do 青子记账 or 咔比荷包 have ads?

青子记账 shows ads; 咔比荷包 does not.

### Which is updated more often, 青子记账 or 咔比荷包?

青子记账 ships an update every 2 days, and 咔比荷包 every 9 days. Most recently, 青子记账 was updated on November 7, 2026 and 咔比荷包 on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*