# Balance Forecasting vs PennyDay

The clearest difference is rating: Balance Forecasting at 5.0 against PennyDay's 3.7. Balance Forecasting also leads on in-app purchases (none vs 3) and ads (none vs shown). PennyDay's advantage is review sentiment (73% vs 47%) and ratings volume (7 vs 1). On price there is nothing between them.

Both are free to download. PennyDay sells 3 in-app purchases, starting at $1.99 per month. Balance Forecasting asks for nothing beyond the download.

Balance Forecasting holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: PennyDay has 7 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 47% of Balance Forecasting's written reviews are positive against 73% of PennyDay's, so the app with the better star average is not the one people write more warmly about.

Balance Forecasting ships an update every 2 days, PennyDay weekly. The most recent releases landed on October 14, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | Balance Forecasting | PennyDay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/balance-forecasting/id1498333673/reviews)** | [3.7 (7 ratings)](https://appshunter.io/ios/app/pennyday-expense-tracker/id1593342865/reviews) |
| Number of ratings | 1 | **7** |
| Positive reviews | 47.1% of reviews | **72.7% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 2 days** | Weekly |
| Monetization | **Free** | Ad-supported |
| Size | 57 MB | 76 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Tiny Town Software, LLC](https://appshunter.io/developer/1498333672) | [EFFENDY EKA SAPUTRA](https://appshunter.io/developer/1016446377) |

## What reviewers say

### Balance Forecasting

[App page](https://appshunter.io/ios/app/balance-forecasting/id1498333673)

Create a detailed cash flow forecast of your financial future by entering income and expenses. See how your account balance changes over time, plan ahead, and analyze the impact of future transactions. Manage multiple accounts and categorize items for easy tracking.

**Highlights:** Cash flow forecasting up to 30 years, Detailed income and expense tracking, Future transaction impact analysis, Multiple account management, Categorization and budgeting, Calendar and chart visualization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PennyDay

[App page](https://appshunter.io/ios/app/pennyday-expense-tracker/id1593342865)

Manage your finances with a calendar-based budget planner and expense tracker. Visualize cash flow by day, track multiple accounts, and gain insights into spending trends. Personalize categories with emojis for a more intuitive financial overview.

**Highlights:** Calendar budgeting, Expense tracking, Multi-account support, Emoji category customization, Insights and reports, Privacy features

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PennyDay Pro | $1.99 | per month |
| PennyDay Pro | $3.99 | per 3 months |
| PennyDay Pro | $11.99 | per year |


## Frequently asked questions

### Is Balance Forecasting free?

Balance Forecasting is free to download, with no in-app purchases.

### Is PennyDay free?

PennyDay is free to download, with in-app purchases available.

### Which has better reviews, Balance Forecasting or PennyDay?

Balance Forecasting is rated higher. Balance Forecasting averages 5.0 out of 5 from 1 ratings, while PennyDay averages 3.7 from 7 ratings.

### Do Balance Forecasting or PennyDay have ads?

PennyDay shows ads; Balance Forecasting does not.

### Which is updated more often, Balance Forecasting or PennyDay?

Balance Forecasting ships an update every 2 days, and PennyDay weekly. Most recently, Balance Forecasting was updated on October 14, 2026 and PennyDay on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*