# First State Insurance vs KCBPU

The clearest difference is rating: First State Insurance at 5.0 against KCBPU's 4.0. First State Insurance also leads on ratings volume (3 vs 1). KCBPU's advantage is iOS requirement (12.2 vs 14.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

First State Insurance holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

First State Insurance ships an update every 2 months, KCBPU every 6 weeks. The most recent releases landed on September 9, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | First State Insurance | KCBPU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/first-state-insurance/id1498462021/reviews)** | [4.0 (1 ratings)](https://appshunter.io/ios/app/kcbpu/id6467277759/reviews) |
| Number of ratings | **3** | 1 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 29 MB | 204 MB |
| Requires iOS | 14.0 | **12.2** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [F.S.I. Agency, LLC](https://appshunter.io/developer/1498462020) | [VertexOne](https://appshunter.io/developer/1833928632) |

## What reviewers say

### First State Insurance

[App page](https://appshunter.io/ios/app/first-state-insurance/id1498462021)

Manage your insurance policies on the go. View and update policy details, request coverage changes, and submit or review claims. Access important forms like auto ID cards anytime, anywhere.

**Highlights:** View and update policy information, Request coverage changes, Submit and review claims, Print insurance forms, Access account information

**Features:** Apple Wallet

**In-app purchases:** none


### KCBPU

[App page](https://appshunter.io/ios/app/kcbpu/id6467277759)

Manage your utility account with ease. Pay bills, monitor energy and water consumption, and request service changes. This app simplifies your interactions with the Kansas City Board of Public Utilities.

**Highlights:** Account management, Bill payment, Energy usage tracking, Water usage tracking, Service start/stop requests

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is First State Insurance free?

First State Insurance is free to download, with no in-app purchases.

### Is KCBPU free?

KCBPU is free to download, with no in-app purchases.

### Which has better reviews, First State Insurance or KCBPU?

First State Insurance is rated higher. First State Insurance averages 5.0 out of 5 from 3 ratings, while KCBPU averages 4.0 from 1 ratings.

### Do First State Insurance or KCBPU have ads?

Neither First State Insurance nor KCBPU shows ads.

### Which is updated more often, First State Insurance or KCBPU?

First State Insurance ships an update every 2 months, and KCBPU every 6 weeks. Most recently, First State Insurance was updated on September 9, 2026 and KCBPU on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*