# Monthly Spending Tracker vs Nudget

The clearest difference is rating: Monthly Spending Tracker at 5.0 against Nudget's 4.5. Nudget's advantage is ads (none vs shown) and update cadence (weekly vs every 17 months). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Monthly Spending Tracker sells 1 one-off in-app purchase and Nudget sells 5 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Monthly Spending Tracker holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Nudget has 378 ratings behind it against 2, so its average is the more settled of the two.

Monthly Spending Tracker ships an update every 17 months, Nudget weekly. The most recent releases landed on September 12, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Monthly Spending Tracker | Nudget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/monthly-spending-tracker/id1498487255/reviews)** | [4.5 (378 ratings)](https://appshunter.io/ios/app/nudget-spending-tracker/id1517339257/reviews) |
| Number of ratings | 2 | **378** |
| Positive reviews | — | 69.2% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 17 months | **Weekly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 4 MB | 73 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Brandon Stecklein](https://appshunter.io/developer/498894252) | [Sawyer Blatz](https://appshunter.io/developer/797283126) |

## What reviewers say

### Monthly Spending Tracker

[App page](https://appshunter.io/ios/app/monthly-spending-tracker/id1498487255)

This personal finance app helps you monitor your monthly expenses by recording transactions, categories, dates, and payees. Set a budget limit and receive alerts as you approach it. View your spending history by month and generate expense reports.

**Highlights:** Track monthly spending, Record transactions, categories, dates, payees, Set monthly budget limits, Receive budget alerts, View monthly transactions, Generate expense reports

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spending Tracker Premium | $2.99 | one-time |


### Nudget

[App page](https://appshunter.io/ios/app/nudget-spending-tracker/id1517339257)

This app simplifies expense tracking and budgeting with a focus on speed and ease of use. It offers quick expense entry, insightful spending analysis, and recurring expense management. Enjoy a private and customizable budgeting experience with iCloud sync and home screen widgets.

**Highlights:** Quick expense entry, Spending insights and analysis, Recurring expense management, iCloud sync, Home screen widgets, Customizable app icons, Siri support

**Features:** Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Nudget Pro (Monthly) | $1.99 | per month |
| Nudget Pro (Yearly) | $9.99 | per year |
| Kind Tip | $1.99 | one-time |
| Generous Tip | $4.99 | one-time |
| Superfan Tip | $9.99 | one-time |

**What reviewers like**

- 🚀 Fast and easy to use
- 👍 Simple and intuitive UI
- 💡 Customizable tags and categories
- 🔒 Respects user privacy
- 🎨 Beautiful design and widgets

**What reviewers complain about**

- 🐛 Bugs and glitches (e.g. crashes, sync issues)
- 🔍 Lacking advanced budgeting features (e.g. category budgets, pie charts)
- ⏱️ Difficulty editing past transactions and budgets
- 💰 Subscription model for some features

**Reported bugs**

- Widgets not refreshing correctly
- Issues with decimal input
- Budgeting calculations not working as expected

**Requested features**

- Add biweekly/semimonthly income/expense options
- Improve insights and spending breakdown (e.g. pie charts, category totals)
- Ability to import/export data
- Sync across devices
- Apple Watch app


## Frequently asked questions

### Is Monthly Spending Tracker free?

Monthly Spending Tracker is free to download, with in-app purchases available.

### Is Nudget free?

Nudget is free to download, with in-app purchases available.

### Which has better reviews, Monthly Spending Tracker or Nudget?

Monthly Spending Tracker is rated higher. Monthly Spending Tracker averages 5.0 out of 5 from 2 ratings, while Nudget averages 4.5 from 378 ratings.

### Do Monthly Spending Tracker or Nudget have ads?

Monthly Spending Tracker shows ads; Nudget does not.

### Which is updated more often, Monthly Spending Tracker or Nudget?

Monthly Spending Tracker ships an update every 17 months, and Nudget weekly. Most recently, Monthly Spending Tracker was updated on September 12, 2026 and Nudget on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*