# Monthly Spending Tracker vs Personal Spending Tracker

The clearest difference is rating: Monthly Spending Tracker at 5.0 against Personal Spending Tracker's 4.3. Personal Spending Tracker's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price, ratings volume and device support there is nothing between them.

Both are free to download. Monthly Spending Tracker sells 1 one-off in-app purchase. Personal Spending Tracker asks for nothing beyond the download.

Monthly Spending Tracker holds the better App Store score, 5.0 against 4.3. Both are backed by a comparable volume of ratings — 2 and 4 respectively.

Monthly Spending Tracker ships an update every 17 months, Personal Spending Tracker every 3 weeks. The most recent releases landed on September 12, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | Monthly Spending Tracker | Personal Spending Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/monthly-spending-tracker/id1498487255/reviews)** | [4.3 (4 ratings)](https://appshunter.io/ios/app/personal-spending-tracker/id1539348334/reviews) |
| Number of ratings | 2 | **4** |
| Positive reviews | — | 66.7% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 17 months | **Every 3 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 4 MB | 87 MB |
| Requires iOS | 15.0 | **10.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Brandon Stecklein](https://appshunter.io/developer/498894252) | [Christina Bharara](https://appshunter.io/developer/325350531) |

## What reviewers say

### Monthly Spending Tracker

[App page](https://appshunter.io/ios/app/monthly-spending-tracker/id1498487255)

This personal finance app helps you monitor your monthly expenses by recording transactions, categories, dates, and payees. Set a budget limit and receive alerts as you approach it. View your spending history by month and generate expense reports.

**Highlights:** Track monthly spending, Record transactions, categories, dates, payees, Set monthly budget limits, Receive budget alerts, View monthly transactions, Generate expense reports

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spending Tracker Premium | $2.99 | one-time |


### Personal Spending Tracker

[App page](https://appshunter.io/ios/app/personal-spending-tracker/id1539348334)

Easily monitor your expenditures with this intuitive application. Visualize spending patterns, create custom categories, and add images to your entries for detailed tracking. Gain insights into where your money goes to help you save more.

**Highlights:** Track spending easily, View spending trends and reports, Create custom spending categories, Add images to expenses, Edit expenses and reassign categories, See spending by category and time

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Monthly Spending Tracker free?

Monthly Spending Tracker is free to download, with in-app purchases available.

### Is Personal Spending Tracker free?

Personal Spending Tracker is free to download, with no in-app purchases.

### Which has better reviews, Monthly Spending Tracker or Personal Spending Tracker?

Monthly Spending Tracker is rated higher. Monthly Spending Tracker averages 5.0 out of 5 from 2 ratings, while Personal Spending Tracker averages 4.3 from 4 ratings.

### Do Monthly Spending Tracker or Personal Spending Tracker have ads?

Monthly Spending Tracker shows ads; Personal Spending Tracker does not.

### Which is updated more often, Monthly Spending Tracker or Personal Spending Tracker?

Monthly Spending Tracker ships an update every 17 months, and Personal Spending Tracker every 3 weeks. Most recently, Monthly Spending Tracker was updated on September 12, 2026 and Personal Spending Tracker on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*