# Monthly Spending Tracker vs iSpend

The clearest difference is in-app purchases: iSpend at none against Monthly Spending Tracker's 1. iSpend also leads on ads (none vs shown) and update cadence (fortnightly vs every 17 months). Monthly Spending Tracker's advantage is iOS requirement (15.0 vs 17.0). On price and device support there is nothing between them.

Both are free to download. Monthly Spending Tracker sells 1 one-off in-app purchase. iSpend asks for nothing beyond the download.

Monthly Spending Tracker ships an update every 17 months, iSpend fortnightly. The most recent releases landed on September 12, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | Monthly Spending Tracker | iSpend |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/monthly-spending-tracker/id1498487255/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 17 months | **Fortnightly** |
| Monetization | Free with in-app purchases | — |
| Size | 4 MB | 4 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Age rating | 4+ | 4+ |
| Developer | [Brandon Stecklein](https://appshunter.io/developer/498894252) | [Spencer Marks](https://appshunter.io/developer/1558157023) |

## What reviewers say

### Monthly Spending Tracker

[App page](https://appshunter.io/ios/app/monthly-spending-tracker/id1498487255)

This personal finance app helps you monitor your monthly expenses by recording transactions, categories, dates, and payees. Set a budget limit and receive alerts as you approach it. View your spending history by month and generate expense reports.

**Highlights:** Track monthly spending, Record transactions, categories, dates, payees, Set monthly budget limits, Receive budget alerts, View monthly transactions, Generate expense reports

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spending Tracker Premium | $2.99 | one-time |


### iSpend

[App page](https://appshunter.io/ios/app/ispend-cbt/id6476516614)

**In-app purchases:** none


## Frequently asked questions

### Is Monthly Spending Tracker free?

Monthly Spending Tracker is free to download, with in-app purchases available.

### Is iSpend free?

iSpend is free to download, with no in-app purchases.

### Do Monthly Spending Tracker or iSpend have ads?

Monthly Spending Tracker shows ads; iSpend does not.

### Which is updated more often, Monthly Spending Tracker or iSpend?

Monthly Spending Tracker ships an update every 17 months, and iSpend fortnightly. Most recently, Monthly Spending Tracker was updated on September 12, 2026 and iSpend on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*