# Monthly Spending Tracker vs Expense Tracker

The clearest difference is ads: Expense Tracker at none against Monthly Spending Tracker's shown. Expense Tracker also leads on update cadence (every 2 months vs every 17 months). Monthly Spending Tracker's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 18.0). On price and in-app purchases there is nothing between them.

Both are free to download. Monthly Spending Tracker sells 1 one-off in-app purchase and Expense Tracker sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Monthly Spending Tracker ships an update every 17 months, Expense Tracker every 2 months. The most recent releases landed on September 12, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | Monthly Spending Tracker | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/monthly-spending-tracker/id1498487255/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 17 months | **Every 2 months** |
| Monetization | Free with in-app purchases | — |
| Size | 4 MB | 59 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Brandon Stecklein](https://appshunter.io/developer/498894252) | [Karmjit Singh](https://appshunter.io/developer/1532569830) |

## What reviewers say

### Monthly Spending Tracker

[App page](https://appshunter.io/ios/app/monthly-spending-tracker/id1498487255)

This personal finance app helps you monitor your monthly expenses by recording transactions, categories, dates, and payees. Set a budget limit and receive alerts as you approach it. View your spending history by month and generate expense reports.

**Highlights:** Track monthly spending, Record transactions, categories, dates, payees, Set monthly budget limits, Receive budget alerts, View monthly transactions, Generate expense reports

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spending Tracker Premium | $2.99 | one-time |


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-xify/id6744364683)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly pro | $4.99 | per month |
| Xify Pro | $49.99 | per year |


## Frequently asked questions

### Is Monthly Spending Tracker free?

Monthly Spending Tracker is free to download, with in-app purchases available.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Do Monthly Spending Tracker or Expense Tracker have ads?

Monthly Spending Tracker shows ads; Expense Tracker does not.

### Which is updated more often, Monthly Spending Tracker or Expense Tracker?

Monthly Spending Tracker ships an update every 17 months, and Expense Tracker every 2 months. Most recently, Monthly Spending Tracker was updated on September 12, 2026 and Expense Tracker on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*