# Altruist Client vs Smart Envelope AI

Altruist Client and Smart Envelope AI both sit at 4.8 stars, but that hides the real split: 100% of Smart Envelope AI's written reviews are positive against 49% of Altruist Client's. Altruist Client's advantage is in-app purchases (none vs 1) and ratings volume (1.6K vs 2). On price, rating, ads and device support there is nothing between them.

Both are free to download. Smart Envelope AI sells 1 in-app purchase, starting at $4.99 per month. Altruist Client asks for nothing beyond the download.

Smart Envelope AI holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Altruist Client has 1.6K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 49% of Altruist Client's written reviews are positive against 100% of Smart Envelope AI's.

Altruist Client ships an update fortnightly, Smart Envelope AI every 2 months. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Altruist Client | Smart Envelope AI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.6K ratings)](https://appshunter.io/ios/app/altruist-client/id1498498855/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/smart-envelope-ai/id6761776577/reviews)** |
| Number of ratings | **1.6K** | 2 |
| Positive reviews | 49.3% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | **Free** | Subscription |
| Size | 73 MB | 3 MB |
| Requires iOS | **15.1** | 17.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Altruist](https://appshunter.io/developer/1498498854) | [Edge LLC](https://appshunter.io/developer/1875726056) |

## What reviewers say

### Altruist Client

[App page](https://appshunter.io/ios/app/altruist-client/id1498498855)

Manage your investments and track financial advisor progress. View account balances, returns, and transactions. Gain insights into your investment allocations and see exactly what you own.

**Highlights:** View account balances and returns, Track transactions and transfers, Analyze investment allocations, See detailed asset breakdown, Access financial advisor

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and intuitive to use
- 🚀 Stable and fast performance
- 💻 Clean and modern UI
- 🤝 Excellent personal care and management
- 💰 Great investment returns

**What reviewers complain about**

- 🐛 Crashes and freezes
- 📱 Compatibility issues with newer OS versions
- 🔍 Limited functionality and data
- 🔑 Frequent login/authentication issues
- 🧭 Lack of account nicknames and search

**Reported bugs**

- Black screen issues
- Face ID/biometric login not working
- Graphs and data displaying incorrectly
- Frequent app updates required
- Inability to access accounts on non-app platforms

**Requested features**

- Dark mode option
- Intraday charts and performance data
- Detailed portfolio analytics and breakdowns
- iPad-optimized app
- Improved account management features


### Smart Envelope AI

[App page](https://appshunter.io/ios/app/smart-envelope-ai/id6761776577)

This app helps you manage your finances by assigning every dollar to a specific spending category. It offers AI-powered receipt scanning, voice input, and manual entry to track expenses and monitor your budget in real-time.

**Highlights:** AI receipt scanning, Voice expense entry, Manual expense entry, Unlimited spending envelopes, Real-time budget monitoring, Privacy-focused design

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| AI Tier Monthly | $4.99 | per month |


## Frequently asked questions

### Is Altruist Client free?

Altruist Client is free to download, with no in-app purchases.

### Is Smart Envelope AI free?

Smart Envelope AI is free to download, with in-app purchases available.

### Which has better reviews, Altruist Client or Smart Envelope AI?

Smart Envelope AI is rated higher. Altruist Client averages 4.8 out of 5 from 1.6K ratings, while Smart Envelope AI averages 5.0 from 2 ratings.

### Do Altruist Client or Smart Envelope AI have ads?

Neither Altruist Client nor Smart Envelope AI shows ads.

### Which is updated more often, Altruist Client or Smart Envelope AI?

Altruist Client ships an update fortnightly, and Smart Envelope AI every 2 months. Most recently, Altruist Client was updated on November 3, 2026 and Smart Envelope AI on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*