# ES vs PPF banka Smart Banking

The clearest difference is update cadence: PPF banka Smart Banking at every 3 weeks against ES's every 7 months. ES's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 16.0). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ES ships an update every 7 months, PPF banka Smart Banking every 3 weeks. Both last shipped on November 7, 2026.

## The numbers

| Metric | ES | PPF banka Smart Banking |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 7 months | **Every 3 weeks** |
| Size | 8 MB | 28 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Essox s.r.o.](https://appshunter.io/developer/1498577501) | [PPF banka a.s.](https://appshunter.io/developer/1515930544) |

## What reviewers say

### ES

[App page](https://appshunter.io/ios/app/es-klic/id1498577502)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PPF banka Smart Banking

[App page](https://appshunter.io/ios/app/ppf-banka-smart-banking/id1576817726)

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ES free?

ES is free to download, with no in-app purchases.

### Is PPF banka Smart Banking free?

PPF banka Smart Banking is free to download, with no in-app purchases.

### Do ES or PPF banka Smart Banking have ads?

Neither ES nor PPF banka Smart Banking shows ads.

### Which is updated more often, ES or PPF banka Smart Banking?

ES ships an update every 7 months, and PPF banka Smart Banking every 3 weeks. Most recently, ES was updated on November 7, 2026 and PPF banka Smart Banking on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*