# EI + vs Wio Personal

The clearest difference is monetization model: Wio Personal at free against EI +'s ad-supported. EI +'s advantage is review sentiment (55% vs 43%) and ratings volume (4.6K vs 657). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for EI + against 4.8 for Wio Personal. That said, the two scores are not equally well evidenced: EI + has 4.6K ratings behind it against 657, so its average is the more settled of the two. Written reviews are what separate them: 55% of EI +'s written reviews are positive against 43% of Wio Personal's.

EI + ships an update every 10 days, Wio Personal every 11 days. Both last shipped on September 25, 2026.

## The numbers

| Metric | EI + | Wio Personal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (4.6K ratings)](https://appshunter.io/ios/app/ei-plus/id1499264261/reviews) | **[4.8 (657 ratings)](https://appshunter.io/ios/app/wio-personal/id1658472726/reviews)** |
| Number of ratings | **4.6K** | 657 |
| Positive reviews | **55.4% of reviews** | 43.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 11 days |
| Monetization | Ad-supported | **Free** |
| Size | 682 MB | 417 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Emirates Islamic Bank P.J.S.C](https://appshunter.io/developer/516976915) | [WIO BANK P.J.S.C](https://appshunter.io/developer/1622363879) |

## What reviewers say

### EI +

[App page](https://appshunter.io/ios/app/ei-plus/id1499264261)

This mobile banking application offers advanced technology and an improved user experience for both new and existing clients. It provides a streamlined way to manage your finances on the go.

**Highlights:** Advanced technology integration, Enhanced user experience, Manage finances on the go, For existing and new clients

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Excellent
- 🚀 Easy to use
- 🚀 Secure and easy access
- 🚀 Impressive UI/UX and features
- 🚀 Instant transfer to mobile

**What reviewers complain about**

- 🐛 Doesn't work, app crashes
- 🐛 Impossible to reach customer support
- 🐛 Unfriendly app, confusing, and not user-friendly
- 🐛 Terrible app, doesn't function properly
- 🐛 Complicated to use, not user-friendly

**Reported bugs**

- Credit card balance and transactions not updating
- Can't access credit card details
- Lost all beneficiary accounts and historical data
- Unable to transfer money, international transfers not working
- Forced to re-enter all account details and beneficiaries

**Requested features**

- Increase credit card limit
- Provide a link to relationship manager
- Add more communication options
- Improve customer service and response time
- Restore old app features and functionality


### Wio Personal

[App page](https://appshunter.io/ios/app/wio-personal/id1658472726)

Manage your finances comprehensively with a single platform. Save, spend, borrow, and invest across multiple currencies. Earn interest on savings, receive cashback on spending, and access global markets for stocks and crypto.

**Highlights:** Multi-currency accounts, Interest on savings, Debit and credit card, Cashback rewards, International money transfers, Stock and crypto investing, Virtual and physical cards

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Easy setup
- 💡 Innovative features
- 🚀 Excellent performance
- 🚀 Cutting-edge banking app

**What reviewers complain about**

- 🐛 Frequent app updates causing issues
- 🔍 Difficult to find basic information
- 🔍 Cluttered and bloated UI
- 🔍 Restricted selling options in investing
- 🔍 Inconsistent cashback rewards

**Reported bugs**

- Camera issues during account verification
- Login problems and app crashes
- Lost data when navigating away during beneficiary addition
- Pending transfers with no clear resolution timeline

**Requested features**

- Ability to permanently remove unused features
- More customization options for the UI
- Improved customer support and responsiveness
- Seamless integration of banking and investment features
- Ability to export transactions to Excel


## Frequently asked questions

### Is EI + free?

EI + is free to download, with no in-app purchases.

### Is Wio Personal free?

Wio Personal is free to download, with no in-app purchases.

### Which has better reviews, EI + or Wio Personal?

Wio Personal is rated higher. EI + averages 4.7 out of 5 from 4.6K ratings, while Wio Personal averages 4.8 from 657 ratings.

### Do EI + or Wio Personal have ads?

Neither EI + nor Wio Personal shows ads.

### Which is updated more often, EI + or Wio Personal?

EI + ships an update every 10 days, and Wio Personal every 11 days. Most recently, EI + was updated on September 25, 2026 and Wio Personal on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*