# EI + vs UCB M

The clearest difference is rating: EI + at 4.7 against UCB M's 3.0. EI + also leads on update cadence (every 10 days vs every 6 months) and ratings volume (4.7K vs 2). UCB M's advantage is monetization model (free vs ad-supported) and iOS requirement (14.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

EI + holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: EI + has 4.7K ratings behind it against 2, so its average is the more settled of the two.

EI + ships an update every 10 days, UCB M every 6 months. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | EI + | UCB M |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (4.7K ratings)](https://appshunter.io/ios/app/ei-plus/id1499264261/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/ucb-m-bank/id1670150542/reviews) |
| Number of ratings | **4.7K** | 2 |
| Positive reviews | 55.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 6 months |
| Monetization | Ad-supported | **Free** |
| Size | 690 MB | 27 MB |
| Requires iOS | 16.0 | **14.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Emirates Islamic Bank P.J.S.C](https://appshunter.io/developer/516976915) | [Universal Capital Bank AD](https://appshunter.io/developer/1420145117) |

## What reviewers say

### EI +

[App page](https://appshunter.io/ios/app/ei-plus/id1499264261)

This mobile banking application offers advanced technology and an improved user experience for both new and existing clients. It provides a streamlined way to manage your finances on the go.

**Highlights:** Advanced technology integration, Enhanced user experience, Manage finances on the go, For existing and new clients

**Features:** Apple Wallet, Vision Pro support, iPhone Duo support

**In-app purchases:** none

**What reviewers like**

- 🚀 Excellent
- 🚀 Easy to use
- 🚀 Secure and easy access
- 🚀 Impressive UI/UX and features
- 🚀 Instant transfer to mobile

**What reviewers complain about**

- 🐛 Doesn't work, app crashes
- 🐛 Impossible to reach customer support
- 🐛 Unfriendly app, confusing, and not user-friendly
- 🐛 Terrible app, doesn't function properly
- 🐛 Complicated to use, not user-friendly

**Reported bugs**

- Credit card balance and transactions not updating
- Can't access credit card details
- Lost all beneficiary accounts and historical data
- Unable to transfer money, international transfers not working
- Forced to re-enter all account details and beneficiaries

**Requested features**

- Increase credit card limit
- Provide a link to relationship manager
- Add more communication options
- Improve customer service and response time
- Restore old app features and functionality


### UCB M

[App page](https://appshunter.io/ios/app/ucb-m-bank/id1670150542)

Access your accounts, cards, and bank information conveniently on your mobile device. This user-friendly tool offers the same functionalities as web banking, designed for easy navigation on smartphones and tablets. It supports both retail and corporate accounts for authorized users.

**Highlights:** Account access, Card management, Bank information, Retail and corporate accounts, Web banking synchronization, Mobile token for OTP

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is EI + free?

EI + is free to download, with no in-app purchases.

### Is UCB M free?

UCB M is free to download, with no in-app purchases.

### Which has better reviews, EI + or UCB M?

EI + is rated higher. EI + averages 4.7 out of 5 from 4.7K ratings, while UCB M averages 3.0 from 2 ratings.

### Do EI + or UCB M have ads?

Neither EI + nor UCB M shows ads.

### Which is updated more often, EI + or UCB M?

EI + ships an update every 10 days, and UCB M every 6 months. Most recently, EI + was updated on November 7, 2026 and UCB M on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*