# EI + vs ruya bank

The clearest difference is ratings volume: EI + at 4.6K against ruya bank's 27. EI + also leads on rating (4.7 vs 4.5). ruya bank's advantage is monetization model (free vs ad-supported). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

EI + holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: EI + has 4.6K ratings behind it against 27, so its average is the more settled of the two. Written reviews split almost evenly too, at 55% and 55% positive.

EI + ships an update every 10 days, ruya bank every 2 weeks. The most recent releases landed on October 17, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | EI + | ruya bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (4.6K ratings)](https://appshunter.io/ios/app/ei-plus/id1499264261/reviews)** | [4.5 (27 ratings)](https://appshunter.io/ios/app/ruya-bank/id6478231313/reviews) |
| Number of ratings | **4.6K** | 27 |
| Positive reviews | **55.4% of reviews** | 54.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 2 weeks |
| Monetization | Ad-supported | **Free** |
| Size | 685 MB | 240 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Emirates Islamic Bank P.J.S.C](https://appshunter.io/developer/516976915) | [Ruya Community Islamic Bank LLC](https://appshunter.io/developer/1732279808) |

## What reviewers say

### EI +

[App page](https://appshunter.io/ios/app/ei-plus/id1499264261)

This mobile banking application offers advanced technology and an improved user experience for both new and existing clients. It provides a streamlined way to manage your finances on the go.

**Highlights:** Advanced technology integration, Enhanced user experience, Manage finances on the go, For existing and new clients

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Excellent
- 🚀 Easy to use
- 🚀 Secure and easy access
- 🚀 Impressive UI/UX and features
- 🚀 Instant transfer to mobile

**What reviewers complain about**

- 🐛 Doesn't work, app crashes
- 🐛 Impossible to reach customer support
- 🐛 Unfriendly app, confusing, and not user-friendly
- 🐛 Terrible app, doesn't function properly
- 🐛 Complicated to use, not user-friendly

**Reported bugs**

- Credit card balance and transactions not updating
- Can't access credit card details
- Lost all beneficiary accounts and historical data
- Unable to transfer money, international transfers not working
- Forced to re-enter all account details and beneficiaries

**Requested features**

- Increase credit card limit
- Provide a link to relationship manager
- Add more communication options
- Improve customer service and response time
- Restore old app features and functionality


### ruya bank

[App page](https://appshunter.io/ios/app/ruya-bank/id6478231313)

Experience a new approach to Islamic banking focused on fairness and transparency. Open an account quickly, manage your finances on the go, and enjoy a banking experience with no hidden fees. Features include instant notifications, card management, and a dedicated kids' account.

**Highlights:** Open account in under five minutes, No minimum salary or balance, Fast set-up login with UAE PASS or Face ID, Spend, save, and track finances, No hidden fees, Instant transaction notifications, Virtual and physical card payments, Ruya Kids Account for children

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is EI + free?

EI + is free to download, with no in-app purchases.

### Is ruya bank free?

ruya bank is free to download, with no in-app purchases.

### Which has better reviews, EI + or ruya bank?

EI + is rated higher. EI + averages 4.7 out of 5 from 4.6K ratings, while ruya bank averages 4.5 from 27 ratings.

### Do EI + or ruya bank have ads?

Neither EI + nor ruya bank shows ads.

### Which is updated more often, EI + or ruya bank?

EI + ships an update every 10 days, and ruya bank every 2 weeks. Most recently, EI + was updated on October 17, 2026 and ruya bank on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*