# BAF Mobile vs POSPAY

The clearest difference is rating: BAF Mobile at 4.8 against POSPAY's 1.7. BAF Mobile also leads on ads (none vs shown) and review sentiment (25% vs 15%). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BAF Mobile holds the better App Store score, 4.8 against 1.7. Both are backed by a comparable volume of ratings — 49 and 11 respectively. Written reviews point the same way: 25% of BAF Mobile's written reviews are positive against 15% of POSPAY's.

BAF Mobile ships an update every 2 months, POSPAY every 6 weeks. The most recent releases landed on October 13, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | BAF Mobile | POSPAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (49 ratings)](https://appshunter.io/ios/app/baf-mobile/id1499452126/reviews)** | [1.7 (11 ratings)](https://appshunter.io/ios/app/pospay/id1542001621/reviews) |
| Number of ratings | **49** | 11 |
| Positive reviews | **24.5% of reviews** | 15.3% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 6 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 125 MB | 155 MB |
| Requires iOS | **13.0** | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [PT Bussan Auto Finance](https://appshunter.io/developer/1499452125) | [PT. Pos Indonesia (Persero)](https://appshunter.io/developer/1542001623) |

## What reviewers say

### BAF Mobile

[App page](https://appshunter.io/ios/app/baf-mobile/id1499452126)

This app simplifies financial services across Indonesia, allowing users to apply for various financing options and track their installment status. Access product information, promotions, and manage your contracts conveniently from anywhere.

**Highlights:** Apply for financing (motorcycles, electronics, furniture, cars), Check installment status, View product and promo information, Manage contract details, Simulate financing, Pay installments online, Digital insurance application

**Features:** Vision Pro support

**In-app purchases:** none


### POSPAY

[App page](https://appshunter.io/ios/app/pospay/id1542001621)

This app provides mobile access to financial services and transactions for Giropos account holders. It allows for bill payments, money transfers, financial management, and QR code payments.  It extends the reach of PT Pos Indonesia's extensive service network.

**Highlights:** Bill payment for utilities, installments, and more, Instant money transfers via Weselpos Instan, Giropos account management, QR code scanning for merchant payments, Financial planning tools

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BAF Mobile free?

BAF Mobile is free to download, with no in-app purchases.

### Is POSPAY free?

POSPAY is free to download, with no in-app purchases.

### Which has better reviews, BAF Mobile or POSPAY?

BAF Mobile is rated higher. BAF Mobile averages 4.8 out of 5 from 49 ratings, while POSPAY averages 1.7 from 11 ratings.

### Do BAF Mobile or POSPAY have ads?

POSPAY shows ads; BAF Mobile does not.

### Which is updated more often, BAF Mobile or POSPAY?

BAF Mobile ships an update every 2 months, and POSPAY every 6 weeks. Most recently, BAF Mobile was updated on October 13, 2026 and POSPAY on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*