# BAF Mobile vs M

The clearest difference is rating: BAF Mobile at 4.8 against M's 1.0. BAF Mobile also leads on review sentiment (25% vs 0%) and ratings volume (58 vs 2). M's advantage is monetization model (free vs free with in-app purchases) and update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BAF Mobile holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: BAF Mobile has 58 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 25% of BAF Mobile's written reviews are positive against 0% of M's.

BAF Mobile ships an update every 2 months, M every 3 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | BAF Mobile | M |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (58 ratings)](https://appshunter.io/ios/app/baf-mobile/id1499452126/reviews)** | [1.0 (2 ratings)](https://appshunter.io/ios/app/m-pajak/id1567847630/reviews) |
| Number of ratings | **58** | 2 |
| Positive reviews | **24.5% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 125 MB | 93 MB |
| Requires iOS | **13.0** | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [PT Bussan Auto Finance](https://appshunter.io/developer/1499452125) | [DIREKTORAT JENDERAL PAJAK](https://appshunter.io/developer/1567847632) |

## What reviewers say

### BAF Mobile

[App page](https://appshunter.io/ios/app/baf-mobile/id1499452126)

This app simplifies financial services across Indonesia, allowing users to apply for various financing options and track their installment status. Access product information, promotions, and manage your contracts conveniently from anywhere.

**Highlights:** Apply for financing (motorcycles, electronics, furniture, cars), Check installment status, View product and promo information, Manage contract details, Simulate financing, Pay installments online, Digital insurance application

**Features:** Vision Pro support

**In-app purchases:** none


### M

[App page](https://appshunter.io/ios/app/m-pajak/id1567847630)

This official tax management app provides easy access to tax regulations, important deadlines with reminders, and your taxpayer profile including your electronic NPWP. It aims to simplify tax obligations for individuals.

**Highlights:** Tax regulations access, Tax deadline reminders, Taxpayer profile viewing, Electronic NPWP display, Manage tax obligations

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BAF Mobile free?

BAF Mobile is free to download, with no in-app purchases.

### Is M free?

M is free to download, with no in-app purchases.

### Which has better reviews, BAF Mobile or M?

BAF Mobile is rated higher. BAF Mobile averages 4.8 out of 5 from 58 ratings, while M averages 1.0 from 2 ratings.

### Do BAF Mobile or M have ads?

Neither BAF Mobile nor M shows ads.

### Which is updated more often, BAF Mobile or M?

BAF Mobile ships an update every 2 months, and M every 3 weeks. Most recently, BAF Mobile was updated on November 3, 2026 and M on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*