# BAF Mobile vs AmarthaFin

The clearest difference is rating: BAF Mobile at 4.8 against AmarthaFin's 3.0. BAF Mobile also leads on ratings volume (58 vs 4) and iOS requirement (13.0 vs 15.0). AmarthaFin's advantage is review sentiment (50% vs 25%) and monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BAF Mobile holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: BAF Mobile has 58 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 25% of BAF Mobile's written reviews are positive against 50% of AmarthaFin's, so the app with the better star average is not the one people write more warmly about.

BAF Mobile ships an update every 2 months, AmarthaFin every 2 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | BAF Mobile | AmarthaFin |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (58 ratings)](https://appshunter.io/ios/app/baf-mobile/id1499452126/reviews)** | [3.0 (4 ratings)](https://appshunter.io/ios/app/amarthafin/id6446885044/reviews) |
| Number of ratings | **58** | 4 |
| Positive reviews | 24.5% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 125 MB | 122 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [PT Bussan Auto Finance](https://appshunter.io/developer/1499452125) | [PT. Amartha Mikro Fintek](https://appshunter.io/developer/1473584694) |

## What reviewers say

### BAF Mobile

[App page](https://appshunter.io/ios/app/baf-mobile/id1499452126)

This app simplifies financial services across Indonesia, allowing users to apply for various financing options and track their installment status. Access product information, promotions, and manage your contracts conveniently from anywhere.

**Highlights:** Apply for financing (motorcycles, electronics, furniture, cars), Check installment status, View product and promo information, Manage contract details, Simulate financing, Pay installments online, Digital insurance application

**Features:** Vision Pro support

**In-app purchases:** none


### AmarthaFin

[App page](https://appshunter.io/ios/app/amarthafin/id6446885044)

Invest in grassroots communities and empower micro-entrepreneurs while earning competitive returns. Additionally, generate profit by selling digital products like phone credit and electricity tokens, with free money transfers and secure transactions.

**Highlights:** Impactful grassroots investment, Competitive investment returns, 24/7 flexible investing, Sell phone credit and electricity tokens, Free money transfers, Secure transactions with customer support, Bill payments

**In-app purchases:** none


## Frequently asked questions

### Is BAF Mobile free?

BAF Mobile is free to download, with no in-app purchases.

### Is AmarthaFin free?

AmarthaFin is free to download, with no in-app purchases.

### Which has better reviews, BAF Mobile or AmarthaFin?

BAF Mobile is rated higher. BAF Mobile averages 4.8 out of 5 from 58 ratings, while AmarthaFin averages 3.0 from 4 ratings.

### Do BAF Mobile or AmarthaFin have ads?

Neither BAF Mobile nor AmarthaFin shows ads.

### Which is updated more often, BAF Mobile or AmarthaFin?

BAF Mobile ships an update every 2 months, and AmarthaFin every 2 weeks. Most recently, BAF Mobile was updated on October 25, 2026 and AmarthaFin on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*